IFSC Code of Indian Bank, Shahjahanpur Govindganj Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SHAHJAHANPUR GOVINDGANJ branch in GOVIND GANJ. The 11-digit IFSC IDIB000C632 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SHAHJAHANPUR GOVINDGANJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's SHAHJAHANPUR GOVINDGANJ branch, the IFSC IDIB000C632 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00C632 identifies this particular branch.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shahjahanpur Govindganj branch — IFSC IDIB000C632 — extends the bank's services to customers in and around Govind Ganj, Uttar Pradesh.

About this branch

The branch is located at GOVIND GANJ CIVIL LINES GOVIND GANJ SHAHJAHANPUR PIN 242001. It serves the Govind Ganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C632 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHAHJAHANPUR GOVINDGANJ of Indian Bank — its own 11-character IFSC. The code IDIB000C632 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000C632 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000C632

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C632 across all three.

NEFT to Indian Bank, SHAHJAHANPUR GOVINDGANJ using IFSC IDIB000C632

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C632, and confirm that the system picks up Indian Bank – SHAHJAHANPUR GOVINDGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHAHJAHANPUR GOVINDGANJ

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SHAHJAHANPUR GOVINDGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C632 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank SHAHJAHANPUR GOVINDGANJ (IFSC IDIB000C632)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000C632 in your mobile or internet banking app, and the money is credited to the SHAHJAHANPUR GOVINDGANJ branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000C632 for Indian Bank – SHAHJAHANPUR GOVINDGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shahjahanpur Govindganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000C632

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SHAHJAHANPUR GOVINDGANJ is still mapped to IFSC IDIB000C632. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C632 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shahjahanpur Govindganj branch is mapped to IFSC IDIB000C632 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000C632.

Products and services

Customers walking into the Shahjahanpur Govindganj branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000C632

MICR & cheque-truncation details

Cheques drawn on the Shahjahanpur Govindganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C632 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000C632

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SHAHJAHANPUR GOVINDGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C632 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SHAHJAHANPUR GOVINDGANJ:

• The IFSC is exactly IDIB000C632 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and SHAHJAHANPUR GOVINDGANJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shahjahanpur Govindganj branch

The branch is located at GOVIND GANJ CIVIL LINES GOVIND GANJ SHAHJAHANPUR PIN 242001, which puts it inside Govind Ganj, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Shahjahanpur Govindganj branch” — the verified location pin for IFSC IDIB000C632 should appear at the top of the results.
2. Confirm the branch is open by calling 5842-233875 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C632 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000C632 for Indian Bank – SHAHJAHANPUR GOVINDGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shahjahanpur Govindganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C632, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000C632 is the IFSC code of Indian Bank, SHAHJAHANPUR GOVINDGANJ branch, in GOVIND GANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.