Use this page as a one-stop reference for everything related to Indian Bank's GORAKHPUR branch in GORAKHPUR, UTTAR PRADESH. The branch's IFSC code IDIB000G063 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's GORAKHPUR branch, the IFSC IDIB000G063 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00G063 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gorakhpur branch in Gorakhpur, Uttar Pradesh is part of this network and uses the IFSC code IDIB000G063 for all electronic settlement.
About the Gorakhpur branch
The Gorakhpur branch of Indian Bank is situated at 16/C BANK ROAD GORAKHPUR PIN 273001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000G063 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gorakhpur |
| IFSC Code | IDIB000G063 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 16/C BANK ROAD GORAKHPUR PIN 273001 |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 551 |
| Phone | 2201965 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GORAKHPUR branch came to be assigned the code IDIB000G063.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G063, money simply cannot be routed to the GORAKHPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gorakhpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G063 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000G063
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G063 across all three.
NEFT to Indian Bank, GORAKHPUR using IFSC IDIB000G063
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G063, and confirm that the system picks up Indian Bank – GORAKHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000G063
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GORAKHPUR, ensure your bank's portal accepts IFSC IDIB000G063 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank GORAKHPUR (IFSC IDIB000G063)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G063 in your mobile or internet banking app, and the money is credited to the GORAKHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G063 for Indian Bank – GORAKHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G063 | Yes – IDIB000G063 | Yes – IDIB000G063 |
For most retail customers crediting the Gorakhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G063
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GORAKHPUR is still mapped to IFSC IDIB000G063. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G063 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gorakhpur branch is mapped to IFSC IDIB000G063 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G063.
Products and services
Customers walking into the Gorakhpur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G063
Online banking and IFSC IDIB000G063
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GORAKHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G063 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gorakhpur branch
The branch is located at 16/C BANK ROAD GORAKHPUR PIN 273001, which puts it inside Gorakhpur, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gorakhpur branch” — the verified location pin for IFSC IDIB000G063 should appear at the top of the results.
- Confirm the branch is open by calling 551-2201965 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G063 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GORAKHPUR:
- The IFSC is exactly IDIB000G063 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GORAKHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gorakhpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G063, however, work 24x7.
Verifying IFSC IDIB000G063 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G063 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 551-2201965.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankGorakhpur Branch
16/C BANK ROAD GORAKHPUR PIN 273001
Gorakhpur, Uttar Pradesh
Phone: 551-2201965
IFSC: IDIB000G063
Frequently asked questions
Can I use IFSC IDIB000G063 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G063 to send funds instantly.
How quickly will an NEFT transfer using IDIB000G063 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gorakhpur reflect within 30 minutes.
Is IFSC IDIB000G063 valid for NEFT and RTGS?
Yes. IFSC IDIB000G063 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Gorakhpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 551-2201965 to confirm.
Is IFSC IDIB000G063 the same for all accounts at Gorakhpur branch?
Yes. The IFSC IDIB000G063 is shared by every account held at Indian Bank's Gorakhpur branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Gorakhpur branch?
You can reach the branch at 551-2201965 during regular banking hours.
Where is Indian Bank Gorakhpur branch located?
Indian Bank's Gorakhpur branch is located at 16/C BANK ROAD GORAKHPUR PIN 273001, Gorakhpur, Uttar Pradesh.
Final notes
To recap: IDIB000G063 is the IFSC code of Indian Bank, GORAKHPUR branch, in GORAKHPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
