Use this page as a one-stop reference for everything related to Indian Bank's GOPALPUR branch in GOPALPUR, WEST BENGAL. The branch's IFSC code IDIB000G603 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – GOPALPUR is IDIB000G603. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G603 map to this branch in GOPALPUR, WEST BENGAL.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gopalpur |
| IFSC Code | IDIB000G603 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445 |
| City | Gopalpur |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7856980838 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Gopalpur branch in Gopalpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000G603.
Gopalpur branch overview
Located at P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445, the Gopalpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000G603 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GOPALPUR branch came to be assigned the code IDIB000G603.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G603, money simply cannot be routed to the GOPALPUR branch electronically.
How to transfer money using IFSC IDIB000G603
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G603 across all three.
How to use IFSC IDIB000G603 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GOPALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G603.
- Confirm the bank name auto-populates as Indian Bank and the branch as GOPALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOPALPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GOPALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G603 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GOPALPUR (IFSC IDIB000G603)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G603 in your mobile or internet banking app, and the money is credited to the GOPALPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gopalpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000G603:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOPALPUR is still linked to IFSC IDIB000G603.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GOPALPUR branch, the IFSC IDIB000G603 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gopalpur branch is mapped to IFSC IDIB000G603 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G603.
Banking services available
The Gopalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7856980838.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000G603
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G603 and the account number together uniquely identify the Gopalpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Gopalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G603 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000G603
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GOPALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000G603. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gopalpur branch
The branch is located at P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445, which puts it inside Gopalpur, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gopalpur branch” — the verified location pin for IFSC IDIB000G603 should appear at the top of the results.
- Confirm the branch is open by calling 91-7856980838 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G603 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000G603 for Indian Bank – GOPALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gopalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000G603 continue to work without interruption.
Branch address & contact
Indian BankGopalpur Branch
P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445
Gopalpur, West Bengal
Phone: 91-7856980838
IFSC: IDIB000G603
Frequently asked questions
Where is Indian Bank Gopalpur branch located?
Indian Bank's Gopalpur branch is located at P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445, Gopalpur, West Bengal.
How quickly will an NEFT transfer using IDIB000G603 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gopalpur reflect within 30 minutes.
What is the IFSC code of Indian Bank Gopalpur branch?
The IFSC code of Indian Bank, Gopalpur branch is IDIB000G603. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Gopalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G603, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Gopalpur branch?
You can reach the branch at 91-7856980838 during regular banking hours.
Is IFSC IDIB000G603 valid for NEFT and RTGS?
Yes. IFSC IDIB000G603 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000G603 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G603 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gopalpur branch but serve different purposes.
Summary
The IFSC code IDIB000G603 belongs to Indian Bank's GOPALPUR branch, located at P O VILL GOPALPUR GOPALPUR GOPALPUR PIN 743445 in GOPALPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
