Use this page as a one-stop reference for everything related to Indian Bank's GOPALNAGAR branch in GOPALNAGAR, WEST BENGAL. The branch's IFSC code IDIB000G601 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's GOPALNAGAR branch, the IFSC IDIB000G601 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00G601 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gopalnagar branch in Gopalnagar, West Bengal is part of this network and uses the IFSC code IDIB000G601 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gopalnagar |
| IFSC Code | IDIB000G601 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR GOPALNAGAR HARHARIA PIN 712409 |
| City | Gopalnagar |
| District | Hugli |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9007438458 |
About this branch
The branch is located at DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR GOPALNAGAR HARHARIA PIN 712409. It serves the Gopalnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G601 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOPALNAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000G601 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G601 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Gopalnagar branch
Once you have an account at Indian Bank – GOPALNAGAR, the IFSC IDIB000G601 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gopalnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9007438458.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000G601
How to transfer money using IFSC IDIB000G601
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G601 across all three.
How to use IFSC IDIB000G601 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GOPALNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G601.
- Confirm the bank name auto-populates as Indian Bank and the branch as GOPALNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000G601
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GOPALNAGAR, ensure your bank's portal accepts IFSC IDIB000G601 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – GOPALNAGAR, use IMPS. With IFSC IDIB000G601 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G601 for Indian Bank – GOPALNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G601 | Yes – IDIB000G601 | Yes – IDIB000G601 |
For most retail customers crediting the Gopalnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GOPALNAGAR branch, the IFSC IDIB000G601 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Gopalnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G601 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G601 and the account number together uniquely identify the Gopalnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000G601
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GOPALNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000G601. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gopalnagar branch sits at DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR GOPALNAGAR HARHARIA PIN 712409. If you are travelling from outside Gopalnagar, search for the branch on a maps application using the bank name and locality, or call 91-9007438458 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000G601 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000G601 for Indian Bank – GOPALNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gopalnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G601, however, work 24x7.
Branch address & contact
Indian BankGopalnagar Branch
DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR GOPALNAGAR HARHARIA PIN 712409
Gopalnagar, West Bengal
Phone: 91-9007438458
IFSC: IDIB000G601
Frequently asked questions
What is the phone number of Indian Bank Gopalnagar branch?
You can reach the branch at 91-9007438458 during regular banking hours.
Is IFSC IDIB000G601 the same for all accounts at Gopalnagar branch?
Yes. The IFSC IDIB000G601 is shared by every account held at Indian Bank's Gopalnagar branch. Only the account number changes from customer to customer.
Does Indian Bank Gopalnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9007438458 to confirm.
How quickly will an NEFT transfer using IDIB000G601 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gopalnagar reflect within 30 minutes.
Is IFSC IDIB000G601 valid for NEFT and RTGS?
Yes. IFSC IDIB000G601 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Gopalnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G601, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Gopalnagar branch located?
Indian Bank's Gopalnagar branch is located at DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR GOPALNAGAR HARHARIA PIN 712409, Gopalnagar, West Bengal.
Summary
The IFSC code IDIB000G601 belongs to Indian Bank's GOPALNAGAR branch, located at DURGAPUR EXP WAY SAHANAPARA VILL PO GOPALNAGAR HARHARIA GOPALNAGAR… in GOPALNAGAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
