Use this page as a one-stop reference for everything related to Indian Bank's GOPALAPURAM branch in GOPALAPURAM, ANDHRA PRADESH. The branch's IFSC code IDIB000G012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – GOPALAPURAM is IDIB000G012. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G012 map to this branch in GOPALAPURAM, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gopalapuram |
| IFSC Code | IDIB000G012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274 |
| City | Gopalapuram |
| District | East Godavari |
| State | Andhra Pradesh |
| STD Code | 8855 |
| Phone | 241534 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gopalapuram branch — IFSC IDIB000G012 — extends the bank's services to customers in and around Gopalapuram, Andhra Pradesh.
About the Gopalapuram branch
The Gopalapuram branch of Indian Bank is situated at MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000G012 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOPALAPURAM of Indian Bank — its own 11-character IFSC. The code IDIB000G012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G012 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000G012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G012 across all three.
NEFT to Indian Bank, GOPALAPURAM using IFSC IDIB000G012
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G012, and confirm that the system picks up Indian Bank – GOPALAPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GOPALAPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GOPALAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G012 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GOPALAPURAM (IFSC IDIB000G012)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G012 in your mobile or internet banking app, and the money is credited to the GOPALAPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G012 for Indian Bank – GOPALAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G012 | Yes – IDIB000G012 | Yes – IDIB000G012 |
For most retail customers crediting the Gopalapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GOPALAPURAM is still mapped to IFSC IDIB000G012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G012 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gopalapuram branch
Once you have an account at Indian Bank – GOPALAPURAM, the IFSC IDIB000G012 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gopalapuram branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G012
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G012 and the account number together uniquely identify the Gopalapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Gopalapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GOPALAPURAM:
- The IFSC is exactly IDIB000G012 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GOPALAPURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gopalapuram branch sits at MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274. If you are travelling from outside Gopalapuram, search for the branch on a maps application using the bank name and locality, or call 8855-241534 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000G012 and your account number.
Verifying IFSC IDIB000G012 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G012 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8855-241534.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gopalapuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000G012 continue to work without interruption.
Branch address & contact
Indian BankGopalapuram Branch
MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274
Gopalapuram, Andhra Pradesh
Phone: 8855-241534
IFSC: IDIB000G012
Frequently asked questions
How quickly will an NEFT transfer using IDIB000G012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gopalapuram reflect within 30 minutes.
What is the IFSC code of Indian Bank Gopalapuram branch?
The IFSC code of Indian Bank, Gopalapuram branch is IDIB000G012. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Gopalapuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8855-241534 to confirm.
Is IFSC IDIB000G012 valid for NEFT and RTGS?
Yes. IFSC IDIB000G012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Gopalapuram branch located?
Indian Bank's Gopalapuram branch is located at MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274, Gopalapuram, Andhra Pradesh.
Is IFSC IDIB000G012 the same for all accounts at Gopalapuram branch?
Yes. The IFSC IDIB000G012 is shared by every account held at Indian Bank's Gopalapuram branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Gopalapuram branch?
You can reach the branch at 8855-241534 during regular banking hours.
How do I add Indian Bank Gopalapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G012, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000G012 belongs to Indian Bank's GOPALAPURAM branch, located at MAIN ROAD NEAR PAC SOCIETY GOPALAPURAM RAVULAPALEM MANDAL PIN 533274 in GOPALAPURAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
