This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, MATWARIA branch in GONDA. The 11-digit IFSC IDIB000M666 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the MATWARIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000M666 is the IFSC of Indian Bank's MATWARIA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M666 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Matwaria branch in Gonda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M666.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Matwaria |
| IFSC Code | IDIB000M666 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1 BAGGI ROAD VILL DEVARIYA ALAWAL POST DEVARIYA ALAWAL PIN 271602 |
| City | Gonda |
| District | Gonda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8218777735 |
About the Matwaria branch
The Matwaria branch of Indian Bank is situated at 1 BAGGI ROAD VILL DEVARIYA ALAWAL POST DEVARIYA ALAWAL PIN 271602. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M666 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MATWARIA of Indian Bank — its own 11-character IFSC. The code IDIB000M666 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M666 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Matwaria branch is mapped to IFSC IDIB000M666 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M666.
Banking services available
The Matwaria branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8218777735.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M666
How to transfer money using IFSC IDIB000M666
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M666 across all three.
How to use IFSC IDIB000M666 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MATWARIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000M666.
- Confirm the bank name auto-populates as Indian Bank and the branch as MATWARIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MATWARIA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MATWARIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M666 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MATWARIA (IFSC IDIB000M666)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M666 in your mobile or internet banking app, and the money is credited to the MATWARIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M666 for Indian Bank – MATWARIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M666 | Yes – IDIB000M666 | Yes – IDIB000M666 |
For most retail customers crediting the Matwaria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000M666
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MATWARIA is still mapped to IFSC IDIB000M666. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M666 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000M666
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MATWARIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M666 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Matwaria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M666 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MATWARIA:
- The IFSC is exactly IDIB000M666 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MATWARIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Matwaria branch
The branch is located at 1 BAGGI ROAD VILL DEVARIYA ALAWAL POST DEVARIYA ALAWAL PIN 271602, which puts it inside Gonda, the broader Gonda district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Matwaria branch” — the verified location pin for IFSC IDIB000M666 should appear at the top of the results.
- Confirm the branch is open by calling 91-8218777735 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M666 and your account number.
Verifying IFSC IDIB000M666 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M666 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8218777735.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Matwaria branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M666, however, work 24x7.
Branch address & contact
Indian BankMatwaria Branch
1 BAGGI ROAD VILL DEVARIYA ALAWAL POST DEVARIYA ALAWAL PIN 271602
Gonda, Uttar Pradesh
Phone: 91-8218777735
IFSC: IDIB000M666
Frequently asked questions
How quickly will an NEFT transfer using IDIB000M666 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Matwaria reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Matwaria branch but serve different purposes.
How do I add Indian Bank Matwaria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M666, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000M666 the same for all accounts at Matwaria branch?
Yes. The IFSC IDIB000M666 is shared by every account held at Indian Bank's Matwaria branch. Only the account number changes from customer to customer.
Is IFSC IDIB000M666 valid for NEFT and RTGS?
Yes. IFSC IDIB000M666 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000M666 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M666 to send funds instantly.
Does Indian Bank Matwaria branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8218777735 to confirm.
What is the phone number of Indian Bank Matwaria branch?
You can reach the branch at 91-8218777735 during regular banking hours.
Final notes
To recap: IDIB000M666 is the IFSC code of Indian Bank, MATWARIA branch, in GONDA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
