Use this page as a one-stop reference for everything related to Indian Bank's GODDOPUR branch in GODDOPUR, UTTAR PRADESH. The branch's IFSC code IDIB000G577 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000G577 is the IFSC of Indian Bank's GODDOPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00G577 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Goddopur branch — IFSC IDIB000G577 — extends the bank's services to customers in and around Goddopur, Uttar Pradesh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Goddopur |
| IFSC Code | IDIB000G577 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502 |
| City | Goddopur |
| District | Gonda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7985608750 |
About this branch
The branch is located at VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502. It serves the Goddopur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G577 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GODDOPUR of Indian Bank — its own 11-character IFSC. The code IDIB000G577 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G577 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Goddopur branch is mapped to IFSC IDIB000G577 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G577.
Products and services
Customers walking into the Goddopur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G577
How to transfer money using IFSC IDIB000G577
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G577 across all three.
NEFT to Indian Bank, GODDOPUR using IFSC IDIB000G577
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G577, and confirm that the system picks up Indian Bank – GODDOPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000G577
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GODDOPUR, ensure your bank's portal accepts IFSC IDIB000G577 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – GODDOPUR, use IMPS. With IFSC IDIB000G577 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G577 for Indian Bank – GODDOPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G577 | Yes – IDIB000G577 | Yes – IDIB000G577 |
For most retail customers crediting the Goddopur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GODDOPUR branch, the IFSC IDIB000G577 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000G577
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GODDOPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G577 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G577 and the account number together uniquely identify the Goddopur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GODDOPUR:
- The IFSC is exactly IDIB000G577 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GODDOPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Goddopur branch
The branch is located at VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502, which puts it inside Goddopur, the broader Gonda district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Goddopur branch” — the verified location pin for IFSC IDIB000G577 should appear at the top of the results.
- Confirm the branch is open by calling 91-7985608750 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G577 and your account number.
Verifying IFSC IDIB000G577 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G577 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7985608750.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Goddopur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000G577 continue to work without interruption.
Branch address & contact
Indian BankGoddopur Branch
VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502
Goddopur, Uttar Pradesh
Phone: 91-7985608750
IFSC: IDIB000G577
Frequently asked questions
Where is Indian Bank Goddopur branch located?
Indian Bank's Goddopur branch is located at VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502, Goddopur, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000G577 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Goddopur reflect within 30 minutes.
Does Indian Bank Goddopur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7985608750 to confirm.
How do I add Indian Bank Goddopur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G577, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Goddopur branch but serve different purposes.
What is the IFSC code of Indian Bank Goddopur branch?
The IFSC code of Indian Bank, Goddopur branch is IDIB000G577. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Goddopur branch?
You can reach the branch at 91-7985608750 during regular banking hours.
Summary
The IFSC code IDIB000G577 belongs to Indian Bank's GODDOPUR branch, located at VILL GODDOPUR PO PARSA MAHESHI GODDOPUR PARSA MAHESHI PIN 271502 in GODDOPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
