This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, GOBINDAPUR branch in GOBINDAPUR. The 11-digit IFSC IDIB000G575 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the GOBINDAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – GOBINDAPUR is IDIB000G575. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G575 map to this branch in GOBINDAPUR, WEST BENGAL.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gobindapur branch in Gobindapur, West Bengal is part of this network and uses the IFSC code IDIB000G575 for all electronic settlement.
About this branch
The branch is located at VILL GOBINDAPUR P O DAKSHIN GOBINDAPUR PS SONARPUR GOBINDAPUR DAKSHIN GOBINDAPUR PIN 700145. It serves the Gobindapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G575 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gobindapur |
| IFSC Code | IDIB000G575 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GOBINDAPUR P O DAKSHIN GOBINDAPUR PS SONARPUR GOBINDAPUR DAKSHIN GOBINDAPUR PIN 700145 |
| City | Gobindapur |
| District | South 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 6207097283 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOBINDAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000G575 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G575 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000G575 and the account number together uniquely identify the Gobindapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000G575
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G575 across all three.
How to use IFSC IDIB000G575 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GOBINDAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G575.
- Confirm the bank name auto-populates as Indian Bank and the branch as GOBINDAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000G575
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GOBINDAPUR, ensure your bank's portal accepts IFSC IDIB000G575 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank GOBINDAPUR (IFSC IDIB000G575)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G575 in your mobile or internet banking app, and the money is credited to the GOBINDAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G575 for Indian Bank – GOBINDAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G575 | Yes – IDIB000G575 | Yes – IDIB000G575 |
For most retail customers crediting the Gobindapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GOBINDAPUR branch, the IFSC IDIB000G575 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gobindapur branch is mapped to IFSC IDIB000G575 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G575.
Products and services
Customers walking into the Gobindapur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G575
Online banking and IFSC IDIB000G575
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GOBINDAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G575 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gobindapur branch
The branch is located at VILL GOBINDAPUR P O DAKSHIN GOBINDAPUR PS SONARPUR GOBINDAPUR DAKSHIN GOBINDAPUR PIN 700145, which puts it inside Gobindapur, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gobindapur branch” — the verified location pin for IFSC IDIB000G575 should appear at the top of the results.
- Confirm the branch is open by calling 91-6207097283 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G575 and your account number.
Common mistakes to avoid when using IFSC IDIB000G575
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GOBINDAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000G575. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gobindapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G575, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000G575 for Indian Bank – GOBINDAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankGobindapur Branch
VILL GOBINDAPUR P O DAKSHIN GOBINDAPUR PS SONARPUR GOBINDAPUR DAKSHIN GOBINDAPUR PIN 700145
Gobindapur, West Bengal
Phone: 91-6207097283
IFSC: IDIB000G575
Frequently asked questions
Does Indian Bank Gobindapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6207097283 to confirm.
How do I add Indian Bank Gobindapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G575, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000G575 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gobindapur reflect within 30 minutes.
What is the IFSC code of Indian Bank Gobindapur branch?
The IFSC code of Indian Bank, Gobindapur branch is IDIB000G575. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Gobindapur branch?
You can reach the branch at 91-6207097283 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gobindapur branch but serve different purposes.
Can I use IFSC IDIB000G575 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G575 to send funds instantly.
Summary
The IFSC code IDIB000G575 belongs to Indian Bank's GOBINDAPUR branch, located at VILL GOBINDAPUR P O DAKSHIN GOBINDAPUR PS SONARPUR GOBINDAPUR DAKSHIN… in GOBINDAPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
