If you are searching for the IFSC code of Indian Bank, GHUTGORIA branch in GHUTGORIA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000G570. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHUTGORIA branch, and detailed step-by-step guides for using the IFSC IDIB000G570 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's GHUTGORIA branch, the IFSC IDIB000G570 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00G570 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ghutgoria branch in Ghutgoria, West Bengal is part of this network and uses the IFSC code IDIB000G570 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ghutgoria |
| IFSC Code | IDIB000G570 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POGHUTGORIA PSBORJORA SUB DIVBANKURA SADAR GHUTGORIA GHUTGORIA PIN 722202 |
| City | Ghutgoria |
| District | Bankura |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9851437372 |
About this branch
The branch is located at POGHUTGORIA PSBORJORA SUB DIVBANKURA SADAR GHUTGORIA GHUTGORIA PIN 722202. It serves the Ghutgoria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G570 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GHUTGORIA branch came to be assigned the code IDIB000G570.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G570, money simply cannot be routed to the GHUTGORIA branch electronically.
Account types you can open at the Ghutgoria branch
Once you have an account at Indian Bank – GHUTGORIA, the IFSC IDIB000G570 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ghutgoria branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G570
How to transfer money using IFSC IDIB000G570
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G570 across all three.
How to use IFSC IDIB000G570 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GHUTGORIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G570.
- Confirm the bank name auto-populates as Indian Bank and the branch as GHUTGORIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GHUTGORIA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GHUTGORIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G570 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GHUTGORIA (IFSC IDIB000G570)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G570 in your mobile or internet banking app, and the money is credited to the GHUTGORIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G570 for Indian Bank – GHUTGORIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G570 | Yes – IDIB000G570 | Yes – IDIB000G570 |
For most retail customers crediting the Ghutgoria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G570
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GHUTGORIA is still mapped to IFSC IDIB000G570. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G570 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000G570
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GHUTGORIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G570 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ghutgoria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G570 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GHUTGORIA:
- The IFSC is exactly IDIB000G570 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GHUTGORIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ghutgoria branch sits at POGHUTGORIA PSBORJORA SUB DIVBANKURA SADAR GHUTGORIA GHUTGORIA PIN 722202. If you are travelling from outside Ghutgoria, search for the branch on a maps application using the bank name and locality, or call 91-9851437372 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000G570 and your account number.
Verifying IFSC IDIB000G570 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G570 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9851437372.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghutgoria branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G570, however, work 24x7.
Branch address & contact
Indian BankGhutgoria Branch
POGHUTGORIA PSBORJORA SUB DIVBANKURA SADAR GHUTGORIA GHUTGORIA PIN 722202
Ghutgoria, West Bengal
Phone: 91-9851437372
IFSC: IDIB000G570
Frequently asked questions
Can I use IFSC IDIB000G570 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G570 to send funds instantly.
Is IFSC IDIB000G570 the same for all accounts at Ghutgoria branch?
Yes. The IFSC IDIB000G570 is shared by every account held at Indian Bank's Ghutgoria branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Ghutgoria branch?
The IFSC code of Indian Bank, Ghutgoria branch is IDIB000G570. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000G570 valid for NEFT and RTGS?
Yes. IFSC IDIB000G570 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Ghutgoria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G570, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000G570 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ghutgoria reflect within 30 minutes.
Final notes
To recap: IDIB000G570 is the IFSC code of Indian Bank, GHUTGORIA branch, in GHUTGORIA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
