Below are the complete branch details for Indian Bank, GAURHARI branch, located in GAURHARI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000G541. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000G541 for Indian Bank – GAURHARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's GAURHARI branch, the IFSC IDIB000G541 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00G541 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Gaurhari branch in Gaurhari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000G541.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gaurhari |
| IFSC Code | IDIB000G541 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429 |
| City | Gaurhari |
| District | Mahoba |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9208919482 |
About the Gaurhari branch
The Gaurhari branch of Indian Bank is situated at GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000G541 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GAURHARI of Indian Bank — its own 11-character IFSC. The code IDIB000G541 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G541 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gaurhari branch is mapped to IFSC IDIB000G541 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G541.
Products and services
Customers walking into the Gaurhari branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G541
How to transfer money using IFSC IDIB000G541
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G541 across all three.
How to use IFSC IDIB000G541 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GAURHARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G541.
- Confirm the bank name auto-populates as Indian Bank and the branch as GAURHARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000G541
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – GAURHARI, ensure your bank's portal accepts IFSC IDIB000G541 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank GAURHARI (IFSC IDIB000G541)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G541 in your mobile or internet banking app, and the money is credited to the GAURHARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G541 for Indian Bank – GAURHARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G541 | Yes – IDIB000G541 | Yes – IDIB000G541 |
For most retail customers crediting the Gaurhari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G541
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GAURHARI is still mapped to IFSC IDIB000G541. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G541 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000G541
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GAURHARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G541 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gaurhari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G541 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000G541
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GAURHARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000G541. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gaurhari branch
The branch is located at GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429, which puts it inside Gaurhari, the broader Mahoba district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gaurhari branch” — the verified location pin for IFSC IDIB000G541 should appear at the top of the results.
- Confirm the branch is open by calling 91-9208919482 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G541 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000G541 for Indian Bank – GAURHARI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gaurhari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G541, however, work 24x7.
Branch address & contact
Indian BankGaurhari Branch
GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429
Gaurhari, Uttar Pradesh
Phone: 91-9208919482
IFSC: IDIB000G541
Frequently asked questions
What is the phone number of Indian Bank Gaurhari branch?
You can reach the branch at 91-9208919482 during regular banking hours.
Is IFSC IDIB000G541 valid for NEFT and RTGS?
Yes. IFSC IDIB000G541 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000G541 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G541 to send funds instantly.
Is IFSC IDIB000G541 the same for all accounts at Gaurhari branch?
Yes. The IFSC IDIB000G541 is shared by every account held at Indian Bank's Gaurhari branch. Only the account number changes from customer to customer.
How do I add Indian Bank Gaurhari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G541, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Gaurhari branch located?
Indian Bank's Gaurhari branch is located at GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429, Gaurhari, Uttar Pradesh.
What is the IFSC code of Indian Bank Gaurhari branch?
The IFSC code of Indian Bank, Gaurhari branch is IDIB000G541. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000G541 belongs to Indian Bank's GAURHARI branch, located at GAUHARI GAURHARI GAURHARI GAURHARI PIN 210429 in GAURHARI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
