Use this page as a one-stop reference for everything related to Indian Bank's COURTPETA branch in GANJAM, ODISHA. The branch's IFSC code IDIB000C149 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000C149 is the IFSC of Indian Bank's COURTPETA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00C149 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Courtpeta |
| IFSC Code | IDIB000C149 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA BERHAMPUR760004 MICR760019003 PIN 760004 |
| City | Ganjam |
| District | Ganjam |
| State | Odisha |
| STD Code | 91 |
| Phone | 9437563523 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Courtpeta branch in Ganjam, Odisha is part of this network and uses the IFSC code IDIB000C149 for all electronic settlement.
About this branch
The branch is located at RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA BERHAMPUR760004 MICR760019003 PIN 760004. It serves the Ganjam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C149 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's COURTPETA branch came to be assigned the code IDIB000C149.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C149, money simply cannot be routed to the COURTPETA branch electronically.
How to transfer money using IFSC IDIB000C149
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C149 across all three.
NEFT to Indian Bank, COURTPETA using IFSC IDIB000C149
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C149, and confirm that the system picks up Indian Bank – COURTPETA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to COURTPETA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's COURTPETA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C149 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – COURTPETA, use IMPS. With IFSC IDIB000C149 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C149 for Indian Bank – COURTPETA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C149 | Yes – IDIB000C149 | Yes – IDIB000C149 |
For most retail customers crediting the Courtpeta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's COURTPETA branch, the IFSC IDIB000C149 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Courtpeta branch is mapped to IFSC IDIB000C149 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C149.
Products and services
Customers walking into the Courtpeta branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C149
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C149 and the account number together uniquely identify the Courtpeta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000C149
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the COURTPETA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C149 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – COURTPETA:
- The IFSC is exactly IDIB000C149 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and COURTPETA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Courtpeta branch sits at RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA BERHAMPUR760004 MICR760019003 PIN 760004. If you are travelling from outside Ganjam, search for the branch on a maps application using the bank name and locality, or call 91-9437563523 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000C149 and your account number.
Verifying IFSC IDIB000C149 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C149 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9437563523.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Courtpeta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C149 continue to work without interruption.
Branch address & contact
Indian BankCourtpeta Branch
RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA BERHAMPUR760004 MICR760019003 PIN 760004
Ganjam, Odisha
Phone: 91-9437563523
IFSC: IDIB000C149
Frequently asked questions
Where is Indian Bank Courtpeta branch located?
Indian Bank's Courtpeta branch is located at RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA BERHAMPUR760004 MICR760019003 PIN 760004, Ganjam, Odisha.
What is the phone number of Indian Bank Courtpeta branch?
You can reach the branch at 91-9437563523 during regular banking hours.
Can I use IFSC IDIB000C149 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000C149 to send funds instantly.
Is IFSC IDIB000C149 valid for NEFT and RTGS?
Yes. IFSC IDIB000C149 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000C149 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Courtpeta reflect within 30 minutes.
Is IFSC IDIB000C149 the same for all accounts at Courtpeta branch?
Yes. The IFSC IDIB000C149 is shared by every account held at Indian Bank's Courtpeta branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Courtpeta branch?
The IFSC code of Indian Bank, Courtpeta branch is IDIB000C149. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000C149 belongs to Indian Bank's COURTPETA branch, located at RAJARANI TOWER NEAR B N PUR POLICE STATION KAMAPALLI MAIN ROAD COURTPETA… in GANJAM, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
