If you are searching for the IFSC code of Indian Bank, GANAPATHI AGRAHARAM branch in GANAPATHI AGRAHARAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000G086. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GANAPATHI AGRAHARAM branch, and detailed step-by-step guides for using the IFSC IDIB000G086 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – GANAPATHI AGRAHARAM is IDIB000G086. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G086 map to this branch in GANAPATHI AGRAHARAM, TAMIL NADU.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ganapathi Agraharam |
| IFSC Code | IDIB000G086 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 650/1 PILLAIYAR KOIL STREET GANAPATHI AGRAHARAM GANAPATHI AGRAHARAM PIN 614202 |
| City | Ganapathi Agraharam |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4374 |
| Phone | 243300 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganapathi Agraharam branch in Ganapathi Agraharam, Tamil Nadu is part of this network and uses the IFSC code IDIB000G086 for all electronic settlement.
About the Ganapathi Agraharam branch
The Ganapathi Agraharam branch of Indian Bank is situated at 650/1 PILLAIYAR KOIL STREET GANAPATHI AGRAHARAM GANAPATHI AGRAHARAM PIN 614202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000G086 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GANAPATHI AGRAHARAM branch came to be assigned the code IDIB000G086.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G086, money simply cannot be routed to the GANAPATHI AGRAHARAM branch electronically.
How to transfer money using IFSC IDIB000G086
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G086 across all three.
NEFT to Indian Bank, GANAPATHI AGRAHARAM using IFSC IDIB000G086
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G086, and confirm that the system picks up Indian Bank – GANAPATHI AGRAHARAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GANAPATHI AGRAHARAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GANAPATHI AGRAHARAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G086 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GANAPATHI AGRAHARAM (IFSC IDIB000G086)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G086 in your mobile or internet banking app, and the money is credited to the GANAPATHI AGRAHARAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G086 for Indian Bank – GANAPATHI AGRAHARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G086 | Yes – IDIB000G086 | Yes – IDIB000G086 |
For most retail customers crediting the Ganapathi Agraharam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000G086
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GANAPATHI AGRAHARAM is still mapped to IFSC IDIB000G086. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G086 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ganapathi Agraharam branch is mapped to IFSC IDIB000G086 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000G086.
Banking services available
The Ganapathi Agraharam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4374-243300.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000G086
MICR & cheque-truncation details
Cheques drawn on the Ganapathi Agraharam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G086 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ganapathi Agraharam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G086 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GANAPATHI AGRAHARAM:
- The IFSC is exactly IDIB000G086 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GANAPATHI AGRAHARAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ganapathi Agraharam branch
The branch is located at 650/1 PILLAIYAR KOIL STREET GANAPATHI AGRAHARAM GANAPATHI AGRAHARAM PIN 614202, which puts it inside Ganapathi Agraharam, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Ganapathi Agraharam branch” — the verified location pin for IFSC IDIB000G086 should appear at the top of the results.
- Confirm the branch is open by calling 4374-243300 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G086 and your account number.
Verifying IFSC IDIB000G086 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G086 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4374-243300.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ganapathi Agraharam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G086, however, work 24x7.
Branch address & contact
Indian BankGanapathi Agraharam Branch
650/1 PILLAIYAR KOIL STREET GANAPATHI AGRAHARAM GANAPATHI AGRAHARAM PIN 614202
Ganapathi Agraharam, Tamil Nadu
Phone: 4374-243300
IFSC: IDIB000G086
Frequently asked questions
What is the IFSC code of Indian Bank Ganapathi Agraharam branch?
The IFSC code of Indian Bank, Ganapathi Agraharam branch is IDIB000G086. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000G086 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G086 to send funds instantly.
What is the phone number of Indian Bank Ganapathi Agraharam branch?
You can reach the branch at 4374-243300 during regular banking hours.
How do I add Indian Bank Ganapathi Agraharam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G086, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Ganapathi Agraharam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4374-243300 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ganapathi Agraharam branch but serve different purposes.
Is IFSC IDIB000G086 valid for NEFT and RTGS?
Yes. IFSC IDIB000G086 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000G086 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ganapathi Agraharam reflect within 30 minutes.
Summary
The IFSC code IDIB000G086 belongs to Indian Bank's GANAPATHI AGRAHARAM branch, located at 650/1 PILLAIYAR KOIL STREET GANAPATHI AGRAHARAM GANAPATHI AGRAHARAM PIN 614202 in GANAPATHI AGRAHARAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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