If you are searching for the IFSC code of Indian Bank, FATEHPURHAT branch in FATEPURHAT, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000F515. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FATEHPURHAT branch, and detailed step-by-step guides for using the IFSC IDIB000F515 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – FATEHPURHAT is IDIB000F515. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00F515 map to this branch in FATEPURHAT, WEST BENGAL.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Fatehpurhat branch in Fatepurhat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000F515.
About the Fatehpurhat branch
The Fatehpurhat branch of Indian Bank is situated at VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000F515 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Fatehpurhat |
| IFSC Code | IDIB000F515 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132 |
| City | Fatepurhat |
| District | Uttar Dinajpur |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8759923248 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's FATEHPURHAT branch came to be assigned the code IDIB000F515.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000F515, money simply cannot be routed to the FATEHPURHAT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000F515 and the account number together uniquely identify the Fatehpurhat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000F515
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000F515 across all three.
How to use IFSC IDIB000F515 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's FATEHPURHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000F515.
- Confirm the bank name auto-populates as Indian Bank and the branch as FATEHPURHAT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000F515
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – FATEHPURHAT, ensure your bank's portal accepts IFSC IDIB000F515 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – FATEHPURHAT, use IMPS. With IFSC IDIB000F515 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000F515 for Indian Bank – FATEHPURHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000F515 | Yes – IDIB000F515 | Yes – IDIB000F515 |
For most retail customers crediting the Fatehpurhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's FATEHPURHAT branch, the IFSC IDIB000F515 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Fatehpurhat branch
Once you have an account at Indian Bank – FATEHPURHAT, the IFSC IDIB000F515 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Fatehpurhat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8759923248.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000F515
Digital banking channels
Most day-to-day work that customers used to do at the Fatehpurhat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000F515 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Fatehpurhat branch sits at VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132. If you are travelling from outside Fatepurhat, search for the branch on a maps application using the bank name and locality, or call 91-8759923248 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000F515 and your account number.
Common mistakes to avoid when using IFSC IDIB000F515
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – FATEHPURHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000F515. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fatehpurhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000F515, however, work 24x7.
Verifying IFSC IDIB000F515 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000F515 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8759923248.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankFatehpurhat Branch
VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132
Fatepurhat, West Bengal
Phone: 91-8759923248
IFSC: IDIB000F515
Frequently asked questions
How do I add Indian Bank Fatehpurhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000F515, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000F515 valid for NEFT and RTGS?
Yes. IFSC IDIB000F515 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fatehpurhat branch but serve different purposes.
What is the phone number of Indian Bank Fatehpurhat branch?
You can reach the branch at 91-8759923248 during regular banking hours.
Can I use IFSC IDIB000F515 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000F515 to send funds instantly.
Where is Indian Bank Fatehpurhat branch located?
Indian Bank's Fatehpurhat branch is located at VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132, Fatepurhat, West Bengal.
What is the IFSC code of Indian Bank Fatehpurhat branch?
The IFSC code of Indian Bank, Fatehpurhat branch is IDIB000F515. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Fatehpurhat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8759923248 to confirm.
Summary
The IFSC code IDIB000F515 belongs to Indian Bank's FATEHPURHAT branch, located at VILLAGE PO FATEHPURHAT PS KALIAGANJ FATEPURHAT FATEPURHAT PIN 733132 in FATEPURHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
