IFSC Code of Indian Bank, Burdwan Vijay Chand Rd Branch, West Bengal

Below are the complete branch details for Indian Bank, BURDWAN VIJAY CHAND RD branch, located in DUTTA CENTRE, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B888. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B888 for Indian Bank – BURDWAN VIJAY CHAND RD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000B888 is the IFSC of Indian Bank's BURDWAN VIJAY CHAND RD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00B888 = branch identifier.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Burdwan Vijay Chand Rd branch in Dutta Centre, West Bengal is part of this network and uses the IFSC code IDIB000B888 for all electronic settlement.

About this branch

The branch is located at DUTTA CENTRE 73 P BC ROAD BURDWAN PSBURDWAN SUB DIV BURDWAN NORTH SADAR DUTTA CENTRE BURDWAN PIN 713101. It serves the Dutta Centre region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B888 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's BURDWAN VIJAY CHAND RD branch came to be assigned the code IDIB000B888.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000B888, money simply cannot be routed to the BURDWAN VIJAY CHAND RD branch electronically.

How to transfer money using IFSC IDIB000B888

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B888 across all three.

NEFT to Indian Bank, BURDWAN VIJAY CHAND RD using IFSC IDIB000B888

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B888, and confirm that the system picks up Indian Bank – BURDWAN VIJAY CHAND RD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BURDWAN VIJAY CHAND RD

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BURDWAN VIJAY CHAND RD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B888 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank BURDWAN VIJAY CHAND RD (IFSC IDIB000B888)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B888 in your mobile or internet banking app, and the money is credited to the BURDWAN VIJAY CHAND RD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000B888 for Indian Bank – BURDWAN VIJAY CHAND RD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Burdwan Vijay Chand Rd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's BURDWAN VIJAY CHAND RD branch, the IFSC IDIB000B888 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Burdwan Vijay Chand Rd branch is mapped to IFSC IDIB000B888 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000B888.

Banking services available

The Burdwan Vijay Chand Rd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8510801484.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000B888

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B888 and the account number together uniquely identify the Burdwan Vijay Chand Rd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000B888

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BURDWAN VIJAY CHAND RD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B888 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BURDWAN VIJAY CHAND RD:

• The IFSC is exactly IDIB000B888 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and BURDWAN VIJAY CHAND RD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Burdwan Vijay Chand Rd branch

The branch is located at DUTTA CENTRE 73 P BC ROAD BURDWAN PSBURDWAN SUB DIV BURDWAN NORTH SADAR DUTTA CENTRE BURDWAN PIN 713101, which puts it inside Dutta Centre, the broader Purbha Barddhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Burdwan Vijay Chand Rd branch” — the verified location pin for IFSC IDIB000B888 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8510801484 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B888 and your account number.

Verifying IFSC IDIB000B888 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B888 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8510801484.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Burdwan Vijay Chand Rd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B888, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000B888 belongs to Indian Bank's BURDWAN VIJAY CHAND RD branch, located at DUTTA CENTRE 73 P BC ROAD BURDWAN PSBURDWAN SUB DIV BURDWAN NORTH SADAR DUTTA… in DUTTA CENTRE, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.