Use this page as a one-stop reference for everything related to Indian Bank's DUMRI branch in DUMRI, JHARKHAND. The branch's IFSC code IDIB000D680 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's DUMRI branch, the IFSC IDIB000D680 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00D680 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Dumri branch in Dumri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D680.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dumri |
| IFSC Code | IDIB000D680 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GT ROAD CHOWK VILL PO DUMRI DUMRI DUMRI PIN 825106 |
| City | Dumri |
| District | Giridih |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 8451832146 |
About this branch
The branch is located at GT ROAD CHOWK VILL PO DUMRI DUMRI DUMRI PIN 825106. It serves the Dumri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D680 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DUMRI branch came to be assigned the code IDIB000D680.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D680, money simply cannot be routed to the DUMRI branch electronically.
Products and account variants supported
Every account opened at the Dumri branch is mapped to IFSC IDIB000D680 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D680.
Products and services
Customers walking into the Dumri branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000D680
How to transfer money using IFSC IDIB000D680
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D680 across all three.
NEFT to Indian Bank, DUMRI using IFSC IDIB000D680
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D680, and confirm that the system picks up Indian Bank – DUMRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DUMRI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DUMRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D680 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank DUMRI (IFSC IDIB000D680)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D680 in your mobile or internet banking app, and the money is credited to the DUMRI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dumri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000D680:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DUMRI is still linked to IFSC IDIB000D680.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DUMRI branch, the IFSC IDIB000D680 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000D680
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DUMRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D680 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Dumri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D680 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DUMRI:
- The IFSC is exactly IDIB000D680 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DUMRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dumri branch sits at GT ROAD CHOWK VILL PO DUMRI DUMRI DUMRI PIN 825106. If you are travelling from outside Dumri, search for the branch on a maps application using the bank name and locality, or call 91-8451832146 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D680 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000D680 for Indian Bank – DUMRI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dumri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D680 continue to work without interruption.
Branch address & contact
Indian BankDumri Branch
GT ROAD CHOWK VILL PO DUMRI DUMRI DUMRI PIN 825106
Dumri, Jharkhand
Phone: 91-8451832146
IFSC: IDIB000D680
Frequently asked questions
Is IFSC IDIB000D680 the same for all accounts at Dumri branch?
Yes. The IFSC IDIB000D680 is shared by every account held at Indian Bank's Dumri branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000D680 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dumri reflect within 30 minutes.
What is the IFSC code of Indian Bank Dumri branch?
The IFSC code of Indian Bank, Dumri branch is IDIB000D680. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Dumri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D680, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000D680 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D680 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dumri branch but serve different purposes.
What is the phone number of Indian Bank Dumri branch?
You can reach the branch at 91-8451832146 during regular banking hours.
Final notes
To recap: IDIB000D680 is the IFSC code of Indian Bank, DUMRI branch, in DUMRI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
