This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, VEDASANDUR branch in DINDIGUL. The 11-digit IFSC IDIB000V122 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the VEDASANDUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's VEDASANDUR branch, the IFSC IDIB000V122 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00V122 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vedasandur |
| IFSC Code | IDIB000V122 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 5 KUNGUMA KALIAMMAN KOVIL STREET NEAR BUS STAND VEDASANDUR PIN 624710 |
| City | Dindigul |
| District | Dindigul |
| State | Tamil Nadu |
| STD Code | 4551 |
| Phone | 262100 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vedasandur branch in Dindigul, Tamil Nadu is part of this network and uses the IFSC code IDIB000V122 for all electronic settlement.
About the Vedasandur branch
The Vedasandur branch of Indian Bank is situated at NO 5 KUNGUMA KALIAMMAN KOVIL STREET NEAR BUS STAND VEDASANDUR PIN 624710. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000V122 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VEDASANDUR of Indian Bank — its own 11-character IFSC. The code IDIB000V122 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000V122 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000V122
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V122 across all three.
How to use IFSC IDIB000V122 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's VEDASANDUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000V122.
- Confirm the bank name auto-populates as Indian Bank and the branch as VEDASANDUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VEDASANDUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's VEDASANDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000V122 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank VEDASANDUR (IFSC IDIB000V122)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V122 in your mobile or internet banking app, and the money is credited to the VEDASANDUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000V122 for Indian Bank – VEDASANDUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000V122 | Yes – IDIB000V122 | Yes – IDIB000V122 |
For most retail customers crediting the Vedasandur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000V122
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – VEDASANDUR is still mapped to IFSC IDIB000V122. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000V122 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vedasandur branch
Once you have an account at Indian Bank – VEDASANDUR, the IFSC IDIB000V122 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vedasandur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4551-262100.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000V122
MICR & cheque-truncation details
Cheques drawn on the Vedasandur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000V122 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Vedasandur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000V122 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VEDASANDUR:
- The IFSC is exactly IDIB000V122 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and VEDASANDUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vedasandur branch sits at NO 5 KUNGUMA KALIAMMAN KOVIL STREET NEAR BUS STAND VEDASANDUR PIN 624710. If you are travelling from outside Dindigul, search for the branch on a maps application using the bank name and locality, or call 4551-262100 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000V122 and your account number.
Verifying IFSC IDIB000V122 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000V122 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4551-262100.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vedasandur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000V122, however, work 24x7.
Branch address & contact
Indian BankVedasandur Branch
NO 5 KUNGUMA KALIAMMAN KOVIL STREET NEAR BUS STAND VEDASANDUR PIN 624710
Dindigul, Tamil Nadu
Phone: 4551-262100
IFSC: IDIB000V122
Frequently asked questions
Is IFSC IDIB000V122 valid for NEFT and RTGS?
Yes. IFSC IDIB000V122 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Vedasandur branch located?
Indian Bank's Vedasandur branch is located at NO 5 KUNGUMA KALIAMMAN KOVIL STREET NEAR BUS STAND VEDASANDUR PIN 624710, Dindigul, Tamil Nadu.
Is IFSC IDIB000V122 the same for all accounts at Vedasandur branch?
Yes. The IFSC IDIB000V122 is shared by every account held at Indian Bank's Vedasandur branch. Only the account number changes from customer to customer.
Does Indian Bank Vedasandur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4551-262100 to confirm.
Can I use IFSC IDIB000V122 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000V122 to send funds instantly.
How quickly will an NEFT transfer using IDIB000V122 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Vedasandur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vedasandur branch but serve different purposes.
How do I add Indian Bank Vedasandur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V122, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000V122 is the IFSC code of Indian Bank, VEDASANDUR branch, in DINDIGUL, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
