This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, DHULE MAIN branch in DHULE. The 11-digit IFSC IDIB000D632 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the DHULE MAIN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000D632 is the IFSC of Indian Bank's DHULE MAIN branch. The format is fixed: IDIB = bank code, 0 = reserved, 00D632 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhule Main branch in Dhule, Maharashtra is part of this network and uses the IFSC code IDIB000D632 for all electronic settlement.
About this branch
The branch is located at CITY SURVEY NO 2110 NORTHLANE NO 6 NEAR MERCHANT CO OPERATIVE BANK DHULE DHULE PIN 424001. It serves the Dhule region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D632 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dhule Main |
| IFSC Code | IDIB000D632 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CITY SURVEY NO 2110 NORTHLANE NO 6 NEAR MERCHANT CO OPERATIVE BANK DHULE DHULE PIN 424001 |
| City | Dhule |
| District | Dhule |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8669836297 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DHULE MAIN branch came to be assigned the code IDIB000D632.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D632, money simply cannot be routed to the DHULE MAIN branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D632 and the account number together uniquely identify the Dhule Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000D632
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D632 across all three.
NEFT to Indian Bank, DHULE MAIN using IFSC IDIB000D632
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D632, and confirm that the system picks up Indian Bank – DHULE MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D632
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DHULE MAIN, ensure your bank's portal accepts IFSC IDIB000D632 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DHULE MAIN (IFSC IDIB000D632)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D632 in your mobile or internet banking app, and the money is credited to the DHULE MAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D632 for Indian Bank – DHULE MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D632 | Yes – IDIB000D632 | Yes – IDIB000D632 |
For most retail customers crediting the Dhule Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000D632
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – DHULE MAIN is still mapped to IFSC IDIB000D632. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D632 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dhule Main branch is mapped to IFSC IDIB000D632 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D632.
Banking services available
The Dhule Main branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8669836297.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D632
Digital banking channels
Most day-to-day work that customers used to do at the Dhule Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D632 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Dhule Main branch sits at CITY SURVEY NO 2110 NORTHLANE NO 6 NEAR MERCHANT CO OPERATIVE BANK DHULE DHULE PIN 424001. If you are travelling from outside Dhule, search for the branch on a maps application using the bank name and locality, or call 91-8669836297 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D632 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DHULE MAIN:
- The IFSC is exactly IDIB000D632 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DHULE MAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dhule Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D632 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000D632 for Indian Bank – DHULE MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankDhule Main Branch
CITY SURVEY NO 2110 NORTHLANE NO 6 NEAR MERCHANT CO OPERATIVE BANK DHULE DHULE PIN 424001
Dhule, Maharashtra
Phone: 91-8669836297
IFSC: IDIB000D632
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhule Main branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000D632 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dhule Main reflect within 30 minutes.
How do I add Indian Bank Dhule Main as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D632, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000D632 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D632 to send funds instantly.
What is the IFSC code of Indian Bank Dhule Main branch?
The IFSC code of Indian Bank, Dhule Main branch is IDIB000D632. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000D632 valid for NEFT and RTGS?
Yes. IFSC IDIB000D632 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Dhule Main branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8669836297 to confirm.
Is IFSC IDIB000D632 the same for all accounts at Dhule Main branch?
Yes. The IFSC IDIB000D632 is shared by every account held at Indian Bank's Dhule Main branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000D632 belongs to Indian Bank's DHULE MAIN branch, located at CITY SURVEY NO 2110 NORTHLANE NO 6 NEAR MERCHANT CO OPERATIVE BANK DHULE DHULE… in DHULE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
