Use this page as a one-stop reference for everything related to Indian Bank's DEOPUR DHULE branch in DHULE, MAHARASHTRA. The branch's IFSC code IDIB000D098 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's DEOPUR DHULE branch, the IFSC IDIB000D098 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00D098 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Deopur Dhule |
| IFSC Code | IDIB000D098 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 59 OPPOSITE MODERN NURSERY JAIHIND COLLEGE ROAD JAIHIND COLONY DEOPUR DHULE PIN 424002 |
| City | Dhule |
| District | Dhule |
| State | Maharashtra |
| STD Code | 256 |
| Phone | 2220259 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Deopur Dhule branch in Dhule. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D098.
Deopur Dhule branch overview
Located at PLOT NO 59 OPPOSITE MODERN NURSERY JAIHIND COLLEGE ROAD JAIHIND COLONY DEOPUR DHULE PIN 424002, the Deopur Dhule branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D098 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEOPUR DHULE of Indian Bank — its own 11-character IFSC. The code IDIB000D098 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D098 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000D098
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D098 across all three.
NEFT to Indian Bank, DEOPUR DHULE using IFSC IDIB000D098
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D098, and confirm that the system picks up Indian Bank – DEOPUR DHULE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D098
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DEOPUR DHULE, ensure your bank's portal accepts IFSC IDIB000D098 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DEOPUR DHULE (IFSC IDIB000D098)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D098 in your mobile or internet banking app, and the money is credited to the DEOPUR DHULE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D098 for Indian Bank – DEOPUR DHULE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D098 | Yes – IDIB000D098 | Yes – IDIB000D098 |
For most retail customers crediting the Deopur Dhule branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DEOPUR DHULE branch, the IFSC IDIB000D098 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Deopur Dhule branch is mapped to IFSC IDIB000D098 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D098.
Banking services available
The Deopur Dhule branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 256-2220259.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D098
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D098 and the account number together uniquely identify the Deopur Dhule branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Deopur Dhule branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D098 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DEOPUR DHULE:
- The IFSC is exactly IDIB000D098 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DEOPUR DHULE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Deopur Dhule branch sits at PLOT NO 59 OPPOSITE MODERN NURSERY JAIHIND COLLEGE ROAD JAIHIND COLONY DEOPUR DHULE PIN 424002. If you are travelling from outside Dhule, search for the branch on a maps application using the bank name and locality, or call 256-2220259 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D098 and your account number.
Verifying IFSC IDIB000D098 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D098 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 256-2220259.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deopur Dhule branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D098, however, work 24x7.
Branch address & contact
Indian BankDeopur Dhule Branch
PLOT NO 59 OPPOSITE MODERN NURSERY JAIHIND COLLEGE ROAD JAIHIND COLONY DEOPUR DHULE PIN 424002
Dhule, Maharashtra
Phone: 256-2220259
IFSC: IDIB000D098
Frequently asked questions
Can I use IFSC IDIB000D098 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D098 to send funds instantly.
Does Indian Bank Deopur Dhule branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 256-2220259 to confirm.
How quickly will an NEFT transfer using IDIB000D098 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Deopur Dhule reflect within 30 minutes.
Is IFSC IDIB000D098 valid for NEFT and RTGS?
Yes. IFSC IDIB000D098 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Deopur Dhule branch?
You can reach the branch at 256-2220259 during regular banking hours.
Where is Indian Bank Deopur Dhule branch located?
Indian Bank's Deopur Dhule branch is located at PLOT NO 59 OPPOSITE MODERN NURSERY JAIHIND COLLEGE ROAD JAIHIND COLONY DEOPUR DHULE PIN 424002, Dhule, Maharashtra.
Is IFSC IDIB000D098 the same for all accounts at Deopur Dhule branch?
Yes. The IFSC IDIB000D098 is shared by every account held at Indian Bank's Deopur Dhule branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deopur Dhule branch but serve different purposes.
Final notes
To recap: IDIB000D098 is the IFSC code of Indian Bank, DEOPUR DHULE branch, in DHULE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
