Use this page as a one-stop reference for everything related to Indian Bank's MICROSATE MARANDAHALLI branch in DHARMAPURI, TAMIL NADU. The branch's IFSC code IDIB000M395 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – MICROSATE MARANDAHALLI is IDIB000M395. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M395 map to this branch in DHARMAPURI, TAMIL NADU.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Microsate Marandahalli branch in Dharmapuri, Tamil Nadu is part of this network and uses the IFSC code IDIB000M395 for all electronic settlement.
Microsate Marandahalli branch overview
Located at A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI, the Microsate Marandahalli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000M395 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Microsate Marandahalli |
| IFSC Code | IDIB000M395 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI |
| City | Dharmapuri |
| District | Dharmapuri |
| State | Tamil Nadu |
| Phone | 7010079864 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MICROSATE MARANDAHALLI branch came to be assigned the code IDIB000M395.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M395, money simply cannot be routed to the MICROSATE MARANDAHALLI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M395 and the account number together uniquely identify the Microsate Marandahalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000M395
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M395 across all three.
NEFT to Indian Bank, MICROSATE MARANDAHALLI using IFSC IDIB000M395
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M395, and confirm that the system picks up Indian Bank – MICROSATE MARANDAHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000M395
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – MICROSATE MARANDAHALLI, ensure your bank's portal accepts IFSC IDIB000M395 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – MICROSATE MARANDAHALLI, use IMPS. With IFSC IDIB000M395 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M395 for Indian Bank – MICROSATE MARANDAHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M395 | Yes – IDIB000M395 | Yes – IDIB000M395 |
For most retail customers crediting the Microsate Marandahalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MICROSATE MARANDAHALLI branch, the IFSC IDIB000M395 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Microsate Marandahalli branch
Once you have an account at Indian Bank – MICROSATE MARANDAHALLI, the IFSC IDIB000M395 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Microsate Marandahalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7010079864.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M395
Digital banking channels
Most day-to-day work that customers used to do at the Microsate Marandahalli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M395 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Microsate Marandahalli branch sits at A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI. If you are travelling from outside Dharmapuri, search for the branch on a maps application using the bank name and locality, or call 7010079864 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M395 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MICROSATE MARANDAHALLI:
- The IFSC is exactly IDIB000M395 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MICROSATE MARANDAHALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Microsate Marandahalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M395 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000M395 for Indian Bank – MICROSATE MARANDAHALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankMicrosate Marandahalli Branch
A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI
Dharmapuri, Tamil Nadu
Phone: 7010079864
IFSC: IDIB000M395
Frequently asked questions
Is IFSC IDIB000M395 valid for NEFT and RTGS?
Yes. IFSC IDIB000M395 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000M395 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Microsate Marandahalli reflect within 30 minutes.
How do I add Indian Bank Microsate Marandahalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M395, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Microsate Marandahalli branch located?
Indian Bank's Microsate Marandahalli branch is located at A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI, Dharmapuri, Tamil Nadu.
What is the phone number of Indian Bank Microsate Marandahalli branch?
You can reach the branch at 7010079864 during regular banking hours.
What is the IFSC code of Indian Bank Microsate Marandahalli branch?
The IFSC code of Indian Bank, Microsate Marandahalli branch is IDIB000M395. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000M395 the same for all accounts at Microsate Marandahalli branch?
Yes. The IFSC IDIB000M395 is shared by every account held at Indian Bank's Microsate Marandahalli branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000M395 belongs to Indian Bank's MICROSATE MARANDAHALLI branch, located at A5/27 GOVT HIGHER SECONDARY SCHOOL ROAD, MARANDAHALLI in DHARMAPURI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
