If you are searching for the IFSC code of Indian Bank, HATIARA branch in DHANKOL MORE, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000H557. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HATIARA branch, and detailed step-by-step guides for using the IFSC IDIB000H557 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's HATIARA branch, the IFSC IDIB000H557 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00H557 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Hatiara branch in Dhankol More. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000H557.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Hatiara |
| IFSC Code | IDIB000H557 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DHANKOL MORE DHANKAL KOLKATA DHANKAL MORE DHANKOL MORE HATIARA PIN 700059 |
| City | Dhankol More |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9123311565 |
About the Hatiara branch
The Hatiara branch of Indian Bank is situated at DHANKOL MORE DHANKAL KOLKATA DHANKAL MORE DHANKOL MORE HATIARA PIN 700059. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000H557 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's HATIARA branch came to be assigned the code IDIB000H557.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000H557, money simply cannot be routed to the HATIARA branch electronically.
Account types you can open at the Hatiara branch
Once you have an account at Indian Bank – HATIARA, the IFSC IDIB000H557 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hatiara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9123311565.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000H557
How to transfer money using IFSC IDIB000H557
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000H557 across all three.
How to use IFSC IDIB000H557 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's HATIARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000H557.
- Confirm the bank name auto-populates as Indian Bank and the branch as HATIARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HATIARA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's HATIARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000H557 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – HATIARA, use IMPS. With IFSC IDIB000H557 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Hatiara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000H557:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HATIARA is still linked to IFSC IDIB000H557.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's HATIARA branch, the IFSC IDIB000H557 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000H557
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the HATIARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000H557 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000H557 and the account number together uniquely identify the Hatiara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – HATIARA:
- The IFSC is exactly IDIB000H557 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and HATIARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hatiara branch sits at DHANKOL MORE DHANKAL KOLKATA DHANKAL MORE DHANKOL MORE HATIARA PIN 700059. If you are travelling from outside Dhankol More, search for the branch on a maps application using the bank name and locality, or call 91-9123311565 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000H557 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000H557 for Indian Bank – HATIARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hatiara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000H557, however, work 24x7.
Branch address & contact
Indian BankHatiara Branch
DHANKOL MORE DHANKAL KOLKATA DHANKAL MORE DHANKOL MORE HATIARA PIN 700059
Dhankol More, West Bengal
Phone: 91-9123311565
IFSC: IDIB000H557
Frequently asked questions
How quickly will an NEFT transfer using IDIB000H557 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Hatiara reflect within 30 minutes.
How do I add Indian Bank Hatiara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000H557, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Hatiara branch?
The IFSC code of Indian Bank, Hatiara branch is IDIB000H557. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000H557 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000H557 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hatiara branch but serve different purposes.
Is IFSC IDIB000H557 the same for all accounts at Hatiara branch?
Yes. The IFSC IDIB000H557 is shared by every account held at Indian Bank's Hatiara branch. Only the account number changes from customer to customer.
Where is Indian Bank Hatiara branch located?
Indian Bank's Hatiara branch is located at DHANKOL MORE DHANKAL KOLKATA DHANKAL MORE DHANKOL MORE HATIARA PIN 700059, Dhankol More, West Bengal.
Final notes
To recap: IDIB000H557 is the IFSC code of Indian Bank, HATIARA branch, in DHANKOL MORE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
