IFSC Code of Indian Bank, Dhanbad Kutchery Road Branch, Jharkhand

Use this page as a one-stop reference for everything related to Indian Bank's DHANBAD KUTCHERY ROAD branch in DHANBAD, JHARKHAND. The branch's IFSC code IDIB000D602 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – DHANBAD KUTCHERY ROAD is IDIB000D602. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D602 map to this branch in DHANBAD, JHARKHAND.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dhanbad Kutchery Road branch — IFSC IDIB000D602 — extends the bank's services to customers in and around Dhanbad, Jharkhand.

Branch details at a glance

Dhanbad Kutchery Road branch overview

Located at HEM TOWERKASTURBA NAGARLUBY CIRCULAR ROAD DHANBAD DHANBAD HIRAPUR PIN 826001, the Dhanbad Kutchery Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D602 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHANBAD KUTCHERY ROAD of Indian Bank — its own 11-character IFSC. The code IDIB000D602 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D602 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Dhanbad Kutchery Road branch is mapped to IFSC IDIB000D602 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000D602.

Products and services

Customers walking into the Dhanbad Kutchery Road branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000D602

How to transfer money using IFSC IDIB000D602

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D602 across all three.

NEFT to Indian Bank, DHANBAD KUTCHERY ROAD using IFSC IDIB000D602

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D602, and confirm that the system picks up Indian Bank – DHANBAD KUTCHERY ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DHANBAD KUTCHERY ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DHANBAD KUTCHERY ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D602 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – DHANBAD KUTCHERY ROAD, use IMPS. With IFSC IDIB000D602 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000D602 for Indian Bank – DHANBAD KUTCHERY ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dhanbad Kutchery Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DHANBAD KUTCHERY ROAD branch, the IFSC IDIB000D602 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000D602

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DHANBAD KUTCHERY ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D602 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D602 and the account number together uniquely identify the Dhanbad Kutchery Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDIB000D602

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – DHANBAD KUTCHERY ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000D602.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Dhanbad Kutchery Road branch sits at HEM TOWERKASTURBA NAGARLUBY CIRCULAR ROAD DHANBAD DHANBAD HIRAPUR PIN 826001. If you are travelling from outside Dhanbad, search for the branch on a maps application using the bank name and locality, or call 91-9903761469 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D602 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000D602 for Indian Bank – DHANBAD KUTCHERY ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dhanbad Kutchery Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D602 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000D602 belongs to Indian Bank's DHANBAD KUTCHERY ROAD branch, located at HEM TOWERKASTURBA NAGARLUBY CIRCULAR ROAD DHANBAD DHANBAD HIRAPUR PIN 826001 in DHANBAD, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.