This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, DHANBAD JHARIA ROAD branch in DHANBAD. The 11-digit IFSC IDIB000D021 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the DHANBAD JHARIA ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – DHANBAD JHARIA ROAD is IDIB000D021. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D021 map to this branch in DHANBAD, JHARKHAND.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Dhanbad Jharia Road branch in Dhanbad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D021.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dhanbad Jharia Road |
| IFSC Code | IDIB000D021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001 |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
| STD Code | 326 |
| Phone | 2303182 |
About this branch
The branch is located at VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001. It serves the Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D021 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DHANBAD JHARIA ROAD branch came to be assigned the code IDIB000D021.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D021, money simply cannot be routed to the DHANBAD JHARIA ROAD branch electronically.
Products and account variants supported
Every account opened at the Dhanbad Jharia Road branch is mapped to IFSC IDIB000D021 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D021.
Banking services available
The Dhanbad Jharia Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 326-2303182.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D021
How to transfer money using IFSC IDIB000D021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D021 across all three.
NEFT to Indian Bank, DHANBAD JHARIA ROAD using IFSC IDIB000D021
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D021, and confirm that the system picks up Indian Bank – DHANBAD JHARIA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DHANBAD JHARIA ROAD, ensure your bank's portal accepts IFSC IDIB000D021 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – DHANBAD JHARIA ROAD, use IMPS. With IFSC IDIB000D021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D021 for Indian Bank – DHANBAD JHARIA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D021 | Yes – IDIB000D021 | Yes – IDIB000D021 |
For most retail customers crediting the Dhanbad Jharia Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000D021
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – DHANBAD JHARIA ROAD is still mapped to IFSC IDIB000D021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D021 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000D021
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DHANBAD JHARIA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D021 and the account number together uniquely identify the Dhanbad Jharia Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DHANBAD JHARIA ROAD:
- The IFSC is exactly IDIB000D021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DHANBAD JHARIA ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dhanbad Jharia Road branch sits at VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001. If you are travelling from outside Dhanbad, search for the branch on a maps application using the bank name and locality, or call 326-2303182 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D021 and your account number.
Verifying IFSC IDIB000D021 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D021 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 326-2303182.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhanbad Jharia Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D021, however, work 24x7.
Branch address & contact
Indian BankDhanbad Jharia Road Branch
VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001
Dhanbad, Jharkhand
Phone: 326-2303182
IFSC: IDIB000D021
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhanbad Jharia Road branch but serve different purposes.
Is IFSC IDIB000D021 the same for all accounts at Dhanbad Jharia Road branch?
Yes. The IFSC IDIB000D021 is shared by every account held at Indian Bank's Dhanbad Jharia Road branch. Only the account number changes from customer to customer.
Where is Indian Bank Dhanbad Jharia Road branch located?
Indian Bank's Dhanbad Jharia Road branch is located at VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001, Dhanbad, Jharkhand.
Can I use IFSC IDIB000D021 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D021 to send funds instantly.
What is the IFSC code of Indian Bank Dhanbad Jharia Road branch?
The IFSC code of Indian Bank, Dhanbad Jharia Road branch is IDIB000D021. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000D021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dhanbad Jharia Road reflect within 30 minutes.
Summary
The IFSC code IDIB000D021 belongs to Indian Bank's DHANBAD JHARIA ROAD branch, located at VARADAN COMPLEX IST FLOOR JHARIA PWD ROAD BANK MORE PIN 826001 in DHANBAD, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
