IFSC Code of Indian Bank, Dhanbad Hirapur Branch, Jharkhand

If you are searching for the IFSC code of Indian Bank, DHANBAD HIRAPUR branch in DHANBAD, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is IDIB000D601. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHANBAD HIRAPUR branch, and detailed step-by-step guides for using the IFSC IDIB000D601 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – DHANBAD HIRAPUR is IDIB000D601. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D601 map to this branch in DHANBAD, JHARKHAND.

Branch details at a glance

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Dhanbad Hirapur branch in Dhanbad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D601.

About this branch

The branch is located at ANJANA COMPLEXBARTAND HOUSING COLONY SARDAR PATEL NAGAR DHANBAD HOUSING COLONY DHANBAD PIN 826001. It serves the Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D601 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHANBAD HIRAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000D601 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D601 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000D601

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D601 across all three.

NEFT to Indian Bank, DHANBAD HIRAPUR using IFSC IDIB000D601

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D601, and confirm that the system picks up Indian Bank – DHANBAD HIRAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DHANBAD HIRAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DHANBAD HIRAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D601 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank DHANBAD HIRAPUR (IFSC IDIB000D601)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D601 in your mobile or internet banking app, and the money is credited to the DHANBAD HIRAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dhanbad Hirapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000D601:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHANBAD HIRAPUR is still linked to IFSC IDIB000D601.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000D601

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – DHANBAD HIRAPUR is still mapped to IFSC IDIB000D601. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D601 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dhanbad Hirapur branch is mapped to IFSC IDIB000D601 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000D601.

Products and services

Customers walking into the Dhanbad Hirapur branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000D601

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D601 and the account number together uniquely identify the Dhanbad Hirapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDIB000D601

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DHANBAD HIRAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D601 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DHANBAD HIRAPUR:

• The IFSC is exactly IDIB000D601 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and DHANBAD HIRAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dhanbad Hirapur branch

The branch is located at ANJANA COMPLEXBARTAND HOUSING COLONY SARDAR PATEL NAGAR DHANBAD HOUSING COLONY DHANBAD PIN 826001, which puts it inside Dhanbad, the broader Dhanbad district, and the state of Jharkhand. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Dhanbad Hirapur branch” — the verified location pin for IFSC IDIB000D601 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7063374393 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D601 and your account number.

Verifying IFSC IDIB000D601 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D601 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7063374393.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Dhanbad Hirapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D601 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000D601 is the IFSC code of Indian Bank, DHANBAD HIRAPUR branch, in DHANBAD, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.