If you are searching for the IFSC code of Indian Bank, DHAMPUR branch in DHAMPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000D596. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHAMPUR branch, and detailed step-by-step guides for using the IFSC IDIB000D596 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – DHAMPUR is IDIB000D596. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D596 map to this branch in DHAMPUR, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dhampur |
| IFSC Code | IDIB000D596 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761 |
| City | Dhampur |
| District | Bijnor |
| State | Uttar Pradesh |
| STD Code | 1344 |
| Phone | 230187 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Dhampur branch in Dhampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D596.
Dhampur branch overview
Located at NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761, the Dhampur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D596 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DHAMPUR branch came to be assigned the code IDIB000D596.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D596, money simply cannot be routed to the DHAMPUR branch electronically.
How to transfer money using IFSC IDIB000D596
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D596 across all three.
NEFT to Indian Bank, DHAMPUR using IFSC IDIB000D596
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D596, and confirm that the system picks up Indian Bank – DHAMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D596
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DHAMPUR, ensure your bank's portal accepts IFSC IDIB000D596 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DHAMPUR (IFSC IDIB000D596)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D596 in your mobile or internet banking app, and the money is credited to the DHAMPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dhampur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000D596:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHAMPUR is still linked to IFSC IDIB000D596.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DHAMPUR branch, the IFSC IDIB000D596 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhampur branch is mapped to IFSC IDIB000D596 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D596.
Banking services available
The Dhampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1344-230187.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D596
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D596 and the account number together uniquely identify the Dhampur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dhampur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D596 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DHAMPUR:
- The IFSC is exactly IDIB000D596 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DHAMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dhampur branch
The branch is located at NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761, which puts it inside Dhampur, the broader Bijnor district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Dhampur branch” — the verified location pin for IFSC IDIB000D596 should appear at the top of the results.
- Confirm the branch is open by calling 1344-230187 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D596 and your account number.
Verifying IFSC IDIB000D596 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D596 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1344-230187.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dhampur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D596 continue to work without interruption.
Branch address & contact
Indian BankDhampur Branch
NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761
Dhampur, Uttar Pradesh
Phone: 1344-230187
IFSC: IDIB000D596
Frequently asked questions
What is the phone number of Indian Bank Dhampur branch?
You can reach the branch at 1344-230187 during regular banking hours.
What is the IFSC code of Indian Bank Dhampur branch?
The IFSC code of Indian Bank, Dhampur branch is IDIB000D596. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Dhampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D596, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000D596 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000D596 to send funds instantly.
Where is Indian Bank Dhampur branch located?
Indian Bank's Dhampur branch is located at NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761, Dhampur, Uttar Pradesh.
Is IFSC IDIB000D596 valid for NEFT and RTGS?
Yes. IFSC IDIB000D596 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000D596 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dhampur reflect within 30 minutes.
Does Indian Bank Dhampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1344-230187 to confirm.
Summary
The IFSC code IDIB000D596 belongs to Indian Bank's DHAMPUR branch, located at NEAR POST OFFICE LOHIYAAN DHAMPUR DHAMPUR PIN 246761 in DHAMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
