If you are searching for the IFSC code of Indian Bank, MCB PUNE branch in DECCAN GYMKHANA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IDIB000M370. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MCB PUNE branch, and detailed step-by-step guides for using the IFSC IDIB000M370 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000M370 is the IFSC of Indian Bank's MCB PUNE branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M370 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mcb Pune |
| IFSC Code | IDIB000M370 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SWASTIK CHAMBERS F, PLOT NO 17A/14, CTS NO 15/14, OPP GOKHALE KITCHEN, ERANDAWANE, PUNE- 411004 |
| City | Deccan Gymkhana |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9003287076 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Mcb Pune branch in Deccan Gymkhana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M370.
About the Mcb Pune branch
The Mcb Pune branch of Indian Bank is situated at SWASTIK CHAMBERS F, PLOT NO 17A/14, CTS NO 15/14, OPP GOKHALE KITCHEN, ERANDAWANE, PUNE- 411004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M370 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MCB PUNE branch came to be assigned the code IDIB000M370.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M370, money simply cannot be routed to the MCB PUNE branch electronically.
How to transfer money using IFSC IDIB000M370
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M370 across all three.
NEFT to Indian Bank, MCB PUNE using IFSC IDIB000M370
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M370, and confirm that the system picks up Indian Bank – MCB PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MCB PUNE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MCB PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M370 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MCB PUNE (IFSC IDIB000M370)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M370 in your mobile or internet banking app, and the money is credited to the MCB PUNE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mcb Pune
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M370:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MCB PUNE is still linked to IFSC IDIB000M370.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MCB PUNE branch, the IFSC IDIB000M370 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mcb Pune branch is mapped to IFSC IDIB000M370 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M370.
Products and services
Customers walking into the Mcb Pune branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000M370
MICR & cheque-truncation details
Cheques drawn on the Mcb Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M370 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mcb Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000M370 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MCB PUNE:
- The IFSC is exactly IDIB000M370 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MCB PUNE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mcb Pune branch
The branch is located at SWASTIK CHAMBERS F, PLOT NO 17A/14, CTS NO 15/14, OPP GOKHALE KITCHEN, ERANDAWANE, PUNE- 411004, which puts it inside Deccan Gymkhana, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mcb Pune branch” — the verified location pin for IFSC IDIB000M370 should appear at the top of the results.
- Confirm the branch is open by calling 91-9003287076 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M370 and your account number.
Verifying IFSC IDIB000M370 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M370 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9003287076.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mcb Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M370 continue to work without interruption.
Branch address & contact
Indian BankMcb Pune Branch
SWASTIK CHAMBERS F, PLOT NO 17A/14, CTS NO 15/14, OPP GOKHALE KITCHEN, ERANDAWANE, PUNE- 411004
Deccan Gymkhana, Maharashtra
Phone: 91-9003287076
IFSC: IDIB000M370
Frequently asked questions
What is the phone number of Indian Bank Mcb Pune branch?
You can reach the branch at 91-9003287076 during regular banking hours.
Where is Indian Bank Mcb Pune branch located?
Indian Bank's Mcb Pune branch is located at SWASTIK CHAMBERS F, PLOT NO 17A/14, CTS NO 15/14, OPP GOKHALE KITCHEN, ERANDAWANE, PUNE- 411004, Deccan Gymkhana, Maharashtra.
Can I use IFSC IDIB000M370 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000M370 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mcb Pune branch but serve different purposes.
How do I add Indian Bank Mcb Pune as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M370, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000M370 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mcb Pune reflect within 30 minutes.
What is the IFSC code of Indian Bank Mcb Pune branch?
The IFSC code of Indian Bank, Mcb Pune branch is IDIB000M370. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000M370 valid for NEFT and RTGS?
Yes. IFSC IDIB000M370 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000M370 is the IFSC code of Indian Bank, MCB PUNE branch, in DECCAN GYMKHANA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
