This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, AGRA DAYALBAGH branch in DAYALBAGH. The 11-digit IFSC IDIB000D547 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the AGRA DAYALBAGH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's AGRA DAYALBAGH branch, the IFSC IDIB000D547 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00D547 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Agra Dayalbagh branch — IFSC IDIB000D547 — extends the bank's services to customers in and around Dayalbagh, Uttar Pradesh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Agra Dayalbagh |
| IFSC Code | IDIB000D547 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PUSHPANJALI HEIGHTS 100 FT MAIL ROAD DAYALBAGH DAYALBAGH PIN 282005 |
| City | Dayalbagh |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9453120876 |
About the Agra Dayalbagh branch
The Agra Dayalbagh branch of Indian Bank is situated at PUSHPANJALI HEIGHTS 100 FT MAIL ROAD DAYALBAGH DAYALBAGH PIN 282005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000D547 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGRA DAYALBAGH of Indian Bank — its own 11-character IFSC. The code IDIB000D547 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D547 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Agra Dayalbagh branch is mapped to IFSC IDIB000D547 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D547.
Banking services available
The Agra Dayalbagh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9453120876.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D547
How to transfer money using IFSC IDIB000D547
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D547 across all three.
NEFT to Indian Bank, AGRA DAYALBAGH using IFSC IDIB000D547
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D547, and confirm that the system picks up Indian Bank – AGRA DAYALBAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D547
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – AGRA DAYALBAGH, ensure your bank's portal accepts IFSC IDIB000D547 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – AGRA DAYALBAGH, use IMPS. With IFSC IDIB000D547 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D547 for Indian Bank – AGRA DAYALBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D547 | Yes – IDIB000D547 | Yes – IDIB000D547 |
For most retail customers crediting the Agra Dayalbagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's AGRA DAYALBAGH branch, the IFSC IDIB000D547 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Agra Dayalbagh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D547 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Agra Dayalbagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D547 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000D547
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – AGRA DAYALBAGH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000D547. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Agra Dayalbagh branch
The branch is located at PUSHPANJALI HEIGHTS 100 FT MAIL ROAD DAYALBAGH DAYALBAGH PIN 282005, which puts it inside Dayalbagh, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Agra Dayalbagh branch” — the verified location pin for IFSC IDIB000D547 should appear at the top of the results.
- Confirm the branch is open by calling 91-9453120876 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D547 and your account number.
Verifying IFSC IDIB000D547 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D547 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9453120876.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Agra Dayalbagh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D547 continue to work without interruption.
Branch address & contact
Indian BankAgra Dayalbagh Branch
PUSHPANJALI HEIGHTS 100 FT MAIL ROAD DAYALBAGH DAYALBAGH PIN 282005
Dayalbagh, Uttar Pradesh
Phone: 91-9453120876
IFSC: IDIB000D547
Frequently asked questions
Does Indian Bank Agra Dayalbagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9453120876 to confirm.
How quickly will an NEFT transfer using IDIB000D547 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Agra Dayalbagh reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Agra Dayalbagh branch but serve different purposes.
Is IFSC IDIB000D547 the same for all accounts at Agra Dayalbagh branch?
Yes. The IFSC IDIB000D547 is shared by every account held at Indian Bank's Agra Dayalbagh branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Agra Dayalbagh branch?
The IFSC code of Indian Bank, Agra Dayalbagh branch is IDIB000D547. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Agra Dayalbagh branch located?
Indian Bank's Agra Dayalbagh branch is located at PUSHPANJALI HEIGHTS 100 FT MAIL ROAD DAYALBAGH DAYALBAGH PIN 282005, Dayalbagh, Uttar Pradesh.
Final notes
To recap: IDIB000D547 is the IFSC code of Indian Bank, AGRA DAYALBAGH branch, in DAYALBAGH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
