Below are the complete branch details for Indian Bank, DANAPUR branch, located in DANAPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000D524. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000D524 for Indian Bank – DANAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – DANAPUR is IDIB000D524. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00D524 map to this branch in DANAPUR, BIHAR.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Danapur |
| IFSC Code | IDIB000D524 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PO DANAPUR SUB DIVISION DANAPUR DANAPUR DANAPUR PIN 801503 |
| City | Danapur |
| District | Patna |
| State | Bihar |
| STD Code | 91 |
| Phone | 9835996138 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Danapur branch in Danapur, Bihar is part of this network and uses the IFSC code IDIB000D524 for all electronic settlement.
About this branch
The branch is located at PO DANAPUR SUB DIVISION DANAPUR DANAPUR DANAPUR PIN 801503. It serves the Danapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D524 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DANAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000D524 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D524 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000D524
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D524 across all three.
NEFT to Indian Bank, DANAPUR using IFSC IDIB000D524
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D524, and confirm that the system picks up Indian Bank – DANAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D524
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DANAPUR, ensure your bank's portal accepts IFSC IDIB000D524 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DANAPUR (IFSC IDIB000D524)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D524 in your mobile or internet banking app, and the money is credited to the DANAPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Danapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000D524:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DANAPUR is still linked to IFSC IDIB000D524.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DANAPUR branch, the IFSC IDIB000D524 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Danapur branch is mapped to IFSC IDIB000D524 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D524.
Banking services available
The Danapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9835996138.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D524
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D524 and the account number together uniquely identify the Danapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Danapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D524 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DANAPUR:
- The IFSC is exactly IDIB000D524 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DANAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Danapur branch
The branch is located at PO DANAPUR SUB DIVISION DANAPUR DANAPUR DANAPUR PIN 801503, which puts it inside Danapur, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Danapur branch” — the verified location pin for IFSC IDIB000D524 should appear at the top of the results.
- Confirm the branch is open by calling 91-9835996138 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D524 and your account number.
Verifying IFSC IDIB000D524 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D524 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9835996138.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Danapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D524, however, work 24x7.
Branch address & contact
Indian BankDanapur Branch
PO DANAPUR SUB DIVISION DANAPUR DANAPUR DANAPUR PIN 801503
Danapur, Bihar
Phone: 91-9835996138
IFSC: IDIB000D524
Frequently asked questions
How quickly will an NEFT transfer using IDIB000D524 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Danapur reflect within 30 minutes.
What is the IFSC code of Indian Bank Danapur branch?
The IFSC code of Indian Bank, Danapur branch is IDIB000D524. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Danapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D524, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Danapur branch but serve different purposes.
What is the phone number of Indian Bank Danapur branch?
You can reach the branch at 91-9835996138 during regular banking hours.
Where is Indian Bank Danapur branch located?
Indian Bank's Danapur branch is located at PO DANAPUR SUB DIVISION DANAPUR DANAPUR DANAPUR PIN 801503, Danapur, Bihar.
Final notes
To recap: IDIB000D524 is the IFSC code of Indian Bank, DANAPUR branch, in DANAPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
