If you are searching for the IFSC code of Indian Bank, DALLA branch in DALLA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is IDIB000D085. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DALLA branch, and detailed step-by-step guides for using the IFSC IDIB000D085 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000D085 is the IFSC of Indian Bank's DALLA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00D085 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dalla |
| IFSC Code | IDIB000D085 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111 |
| City | Dalla |
| District | Rupnagar |
| State | Punjab |
| STD Code | 1881 |
| Phone | 268444 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dalla branch in Dalla, Punjab is part of this network and uses the IFSC code IDIB000D085 for all electronic settlement.
About this branch
The branch is located at DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111. It serves the Dalla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D085 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DALLA branch came to be assigned the code IDIB000D085.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D085, money simply cannot be routed to the DALLA branch electronically.
How to transfer money using IFSC IDIB000D085
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D085 across all three.
How to use IFSC IDIB000D085 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's DALLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000D085.
- Confirm the bank name auto-populates as Indian Bank and the branch as DALLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DALLA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DALLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D085 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank DALLA (IFSC IDIB000D085)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D085 in your mobile or internet banking app, and the money is credited to the DALLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D085 for Indian Bank – DALLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D085 | Yes – IDIB000D085 | Yes – IDIB000D085 |
For most retail customers crediting the Dalla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000D085
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – DALLA is still mapped to IFSC IDIB000D085. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000D085 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dalla branch
Once you have an account at Indian Bank – DALLA, the IFSC IDIB000D085 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dalla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1881-268444.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D085
MICR & cheque-truncation details
Cheques drawn on the Dalla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D085 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000D085
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the DALLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000D085 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DALLA:
- The IFSC is exactly IDIB000D085 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DALLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dalla branch
The branch is located at DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111, which puts it inside Dalla, the broader Rupnagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Dalla branch” — the verified location pin for IFSC IDIB000D085 should appear at the top of the results.
- Confirm the branch is open by calling 1881-268444 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D085 and your account number.
Verifying IFSC IDIB000D085 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D085 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1881-268444.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dalla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D085 continue to work without interruption.
Branch address & contact
Indian BankDalla Branch
DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111
Dalla, Punjab
Phone: 1881-268444
IFSC: IDIB000D085
Frequently asked questions
Is IFSC IDIB000D085 valid for NEFT and RTGS?
Yes. IFSC IDIB000D085 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000D085 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dalla reflect within 30 minutes.
What is the IFSC code of Indian Bank Dalla branch?
The IFSC code of Indian Bank, Dalla branch is IDIB000D085. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Dalla branch located?
Indian Bank's Dalla branch is located at DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111, Dalla, Punjab.
What is the phone number of Indian Bank Dalla branch?
You can reach the branch at 1881-268444 during regular banking hours.
How do I add Indian Bank Dalla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D085, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Dalla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1881-268444 to confirm.
Summary
The IFSC code IDIB000D085 belongs to Indian Bank's DALLA branch, located at DALLA BAZAAR NEAR SR SEC SCHOOL DALLA BEHRAMPUR BET PIN 140111 in DALLA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
