Below are the complete branch details for Indian Bank, DAKSHINPARA branch, located in DAKSHINPARA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000D514. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000D514 for Indian Bank – DAKSHINPARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000D514 is the IFSC of Indian Bank's DAKSHINPARA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00D514 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dakshinpara |
| IFSC Code | IDIB000D514 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151 |
| City | Dakshinpara |
| District | Nadia |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9647158952 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dakshinpara branch in Dakshinpara, West Bengal is part of this network and uses the IFSC code IDIB000D514 for all electronic settlement.
About this branch
The branch is located at VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151. It serves the Dakshinpara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000D514 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DAKSHINPARA of Indian Bank — its own 11-character IFSC. The code IDIB000D514 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000D514 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000D514
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D514 across all three.
NEFT to Indian Bank, DAKSHINPARA using IFSC IDIB000D514
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000D514, and confirm that the system picks up Indian Bank – DAKSHINPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000D514
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – DAKSHINPARA, ensure your bank's portal accepts IFSC IDIB000D514 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank DAKSHINPARA (IFSC IDIB000D514)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D514 in your mobile or internet banking app, and the money is credited to the DAKSHINPARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D514 for Indian Bank – DAKSHINPARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D514 | Yes – IDIB000D514 | Yes – IDIB000D514 |
For most retail customers crediting the Dakshinpara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DAKSHINPARA branch, the IFSC IDIB000D514 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dakshinpara branch is mapped to IFSC IDIB000D514 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D514.
Products and services
Customers walking into the Dakshinpara branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000D514
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000D514 and the account number together uniquely identify the Dakshinpara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dakshinpara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D514 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – DAKSHINPARA:
- The IFSC is exactly IDIB000D514 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and DAKSHINPARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dakshinpara branch
The branch is located at VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151, which puts it inside Dakshinpara, the broader Nadia district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Dakshinpara branch” — the verified location pin for IFSC IDIB000D514 should appear at the top of the results.
- Confirm the branch is open by calling 91-9647158952 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000D514 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000D514 for Indian Bank – DAKSHINPARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dakshinpara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000D514 continue to work without interruption.
Branch address & contact
Indian BankDakshinpara Branch
VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151
Dakshinpara, West Bengal
Phone: 91-9647158952
IFSC: IDIB000D514
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dakshinpara branch but serve different purposes.
What is the IFSC code of Indian Bank Dakshinpara branch?
The IFSC code of Indian Bank, Dakshinpara branch is IDIB000D514. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Dakshinpara branch?
You can reach the branch at 91-9647158952 during regular banking hours.
How quickly will an NEFT transfer using IDIB000D514 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dakshinpara reflect within 30 minutes.
How do I add Indian Bank Dakshinpara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D514, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Dakshinpara branch located?
Indian Bank's Dakshinpara branch is located at VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151, Dakshinpara, West Bengal.
Does Indian Bank Dakshinpara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9647158952 to confirm.
Summary
The IFSC code IDIB000D514 belongs to Indian Bank's DAKSHINPARA branch, located at VILL DAKSHINPARA PS HANSKHALI DAKSHINPARA DAKSHINPARA PIN 741151 in DAKSHINPARA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
