This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, TULSIPUR branch in CUTTACK. The 11-digit IFSC IDIB000T089 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the TULSIPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's TULSIPUR branch, the IFSC IDIB000T089 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00T089 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Tulsipur |
| IFSC Code | IDIB000T089 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| STD Code | 671 |
| Phone | 2300149 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Tulsipur branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T089.
About the Tulsipur branch
The Tulsipur branch of Indian Bank is situated at DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T089 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TULSIPUR branch came to be assigned the code IDIB000T089.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T089, money simply cannot be routed to the TULSIPUR branch electronically.
How to transfer money using IFSC IDIB000T089
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T089 across all three.
NEFT to Indian Bank, TULSIPUR using IFSC IDIB000T089
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T089, and confirm that the system picks up Indian Bank – TULSIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T089
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – TULSIPUR, ensure your bank's portal accepts IFSC IDIB000T089 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank TULSIPUR (IFSC IDIB000T089)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T089 in your mobile or internet banking app, and the money is credited to the TULSIPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T089 for Indian Bank – TULSIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T089 | Yes – IDIB000T089 | Yes – IDIB000T089 |
For most retail customers crediting the Tulsipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's TULSIPUR branch, the IFSC IDIB000T089 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Tulsipur branch is mapped to IFSC IDIB000T089 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T089.
Products and services
Customers walking into the Tulsipur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000T089
MICR & cheque-truncation details
Cheques drawn on the Tulsipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T089 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000T089
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TULSIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T089 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000T089
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TULSIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T089. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tulsipur branch sits at DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008. If you are travelling from outside Cuttack, search for the branch on a maps application using the bank name and locality, or call 671-2300149 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T089 and your account number.
Verifying IFSC IDIB000T089 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T089 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 671-2300149.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tulsipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T089 continue to work without interruption.
Branch address & contact
Indian BankTulsipur Branch
DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008
Cuttack, Odisha
Phone: 671-2300149
IFSC: IDIB000T089
Frequently asked questions
Can I use IFSC IDIB000T089 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T089 to send funds instantly.
How quickly will an NEFT transfer using IDIB000T089 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Tulsipur reflect within 30 minutes.
Is IFSC IDIB000T089 valid for NEFT and RTGS?
Yes. IFSC IDIB000T089 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Tulsipur branch?
You can reach the branch at 671-2300149 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tulsipur branch but serve different purposes.
Does Indian Bank Tulsipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 671-2300149 to confirm.
Is IFSC IDIB000T089 the same for all accounts at Tulsipur branch?
Yes. The IFSC IDIB000T089 is shared by every account held at Indian Bank's Tulsipur branch. Only the account number changes from customer to customer.
Where is Indian Bank Tulsipur branch located?
Indian Bank's Tulsipur branch is located at DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008, Cuttack, Odisha.
Summary
The IFSC code IDIB000T089 belongs to Indian Bank's TULSIPUR branch, located at DEULA SAHI CHHAKA TULSIPUR CUTTACK TULSIPUR PIN 753008 in CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
