Below are the complete branch details for Indian Bank, ELAVANASUR KOTTAI branch, located in CUDDALORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000E050. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000E050 for Indian Bank – ELAVANASUR KOTTAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000E050 is the IFSC of Indian Bank's ELAVANASUR KOTTAI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00E050 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Elavanasur Kottai |
| IFSC Code | IDIB000E050 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ASABUR MAIN ROAD,ELAVANASUR KOTTAI,ULUNDURPET TALUK,KALLAKURICHI |
| City | Cuddalore |
| District | Kallakurichi |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9626016823 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Elavanasur Kottai branch in Cuddalore, Tamil Nadu is part of this network and uses the IFSC code IDIB000E050 for all electronic settlement.
About the Elavanasur Kottai branch
The Elavanasur Kottai branch of Indian Bank is situated at ASABUR MAIN ROAD,ELAVANASUR KOTTAI,ULUNDURPET TALUK,KALLAKURICHI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000E050 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ELAVANASUR KOTTAI of Indian Bank — its own 11-character IFSC. The code IDIB000E050 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000E050 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000E050
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000E050 across all three.
NEFT to Indian Bank, ELAVANASUR KOTTAI using IFSC IDIB000E050
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000E050, and confirm that the system picks up Indian Bank – ELAVANASUR KOTTAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ELAVANASUR KOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ELAVANASUR KOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000E050 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – ELAVANASUR KOTTAI, use IMPS. With IFSC IDIB000E050 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000E050 for Indian Bank – ELAVANASUR KOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000E050 | Yes – IDIB000E050 | Yes – IDIB000E050 |
For most retail customers crediting the Elavanasur Kottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000E050
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ELAVANASUR KOTTAI is still mapped to IFSC IDIB000E050. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000E050 and the beneficiary's account number to complete the transfer.
Account types you can open at the Elavanasur Kottai branch
Once you have an account at Indian Bank – ELAVANASUR KOTTAI, the IFSC IDIB000E050 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Elavanasur Kottai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9626016823.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000E050
MICR & cheque-truncation details
Cheques drawn on the Elavanasur Kottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000E050 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Elavanasur Kottai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000E050 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – ELAVANASUR KOTTAI:
- The IFSC is exactly IDIB000E050 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and ELAVANASUR KOTTAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Elavanasur Kottai branch sits at ASABUR MAIN ROAD,ELAVANASUR KOTTAI,ULUNDURPET TALUK,KALLAKURICHI. If you are travelling from outside Cuddalore, search for the branch on a maps application using the bank name and locality, or call 91-9626016823 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000E050 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000E050 for Indian Bank – ELAVANASUR KOTTAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Elavanasur Kottai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000E050, however, work 24x7.
Branch address & contact
Indian BankElavanasur Kottai Branch
ASABUR MAIN ROAD,ELAVANASUR KOTTAI,ULUNDURPET TALUK,KALLAKURICHI
Cuddalore, Tamil Nadu
Phone: 91-9626016823
IFSC: IDIB000E050
Frequently asked questions
Can I use IFSC IDIB000E050 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000E050 to send funds instantly.
Is IFSC IDIB000E050 the same for all accounts at Elavanasur Kottai branch?
Yes. The IFSC IDIB000E050 is shared by every account held at Indian Bank's Elavanasur Kottai branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Elavanasur Kottai branch?
You can reach the branch at 91-9626016823 during regular banking hours.
Does Indian Bank Elavanasur Kottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9626016823 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Elavanasur Kottai branch but serve different purposes.
Is IFSC IDIB000E050 valid for NEFT and RTGS?
Yes. IFSC IDIB000E050 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000E050 belongs to Indian Bank's ELAVANASUR KOTTAI branch, located at ASABUR MAIN ROAD,ELAVANASUR KOTTAI,ULUNDURPET TALUK,KALLAKURICHI in CUDDALORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
