Use this page as a one-stop reference for everything related to Indian Bank's VADAVALLI branch in COIMBATORE, TAMIL NADU. The branch's IFSC code IDIB000V087 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – VADAVALLI is IDIB000V087. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00V087 map to this branch in COIMBATORE, TAMIL NADU.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Vadavalli branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000V087.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vadavalli |
| IFSC Code | IDIB000V087 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 2423211 |
About this branch
The branch is located at SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000V087 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's VADAVALLI branch came to be assigned the code IDIB000V087.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000V087, money simply cannot be routed to the VADAVALLI branch electronically.
Products and account variants supported
Every account opened at the Vadavalli branch is mapped to IFSC IDIB000V087 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000V087.
Banking services available
The Vadavalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-2423211.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000V087
How to transfer money using IFSC IDIB000V087
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V087 across all three.
NEFT to Indian Bank, VADAVALLI using IFSC IDIB000V087
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000V087, and confirm that the system picks up Indian Bank – VADAVALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000V087
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – VADAVALLI, ensure your bank's portal accepts IFSC IDIB000V087 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank VADAVALLI (IFSC IDIB000V087)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V087 in your mobile or internet banking app, and the money is credited to the VADAVALLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vadavalli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000V087:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VADAVALLI is still linked to IFSC IDIB000V087.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's VADAVALLI branch, the IFSC IDIB000V087 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vadavalli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000V087 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000V087 and the account number together uniquely identify the Vadavalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VADAVALLI:
- The IFSC is exactly IDIB000V087 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and VADAVALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vadavalli branch sits at SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 422-2423211 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000V087 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000V087 for Indian Bank – VADAVALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vadavalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V087 continue to work without interruption.
Branch address & contact
Indian BankVadavalli Branch
SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041
Coimbatore, Tamil Nadu
Phone: 422-2423211
IFSC: IDIB000V087
Frequently asked questions
Where is Indian Bank Vadavalli branch located?
Indian Bank's Vadavalli branch is located at SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041, Coimbatore, Tamil Nadu.
What is the IFSC code of Indian Bank Vadavalli branch?
The IFSC code of Indian Bank, Vadavalli branch is IDIB000V087. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vadavalli branch but serve different purposes.
How do I add Indian Bank Vadavalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V087, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000V087 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Vadavalli reflect within 30 minutes.
Can I use IFSC IDIB000V087 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000V087 to send funds instantly.
Summary
The IFSC code IDIB000V087 belongs to Indian Bank's VADAVALLI branch, located at SFNO81/1 MUTHAMMAL AVENUE MARUTHAMALAI ROAD VADAVALLI PIN 641041 in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
