This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, JIWAJI UNIVERSITY CITY CENTRE branch in CITY CENTRE. The 11-digit IFSC IDIB000G667 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the JIWAJI UNIVERSITY CITY CENTRE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000G667 is the IFSC of Indian Bank's JIWAJI UNIVERSITY CITY CENTRE branch. The format is fixed: IDIB = bank code, 0 = reserved, 00G667 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jiwaji University City Centre branch in City Centre, Madhya Pradesh is part of this network and uses the IFSC code IDIB000G667 for all electronic settlement.
Jiwaji University City Centre branch overview
Located at 15 TAGORE NAGAR JIWAJI UNIVERSITY ROAD UNIVERSITY ROAD CITY CENTRE JIWAJI UNIVERSITY PIN 474002, the Jiwaji University City Centre branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000G667 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jiwaji University City Centre |
| IFSC Code | IDIB000G667 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 15 TAGORE NAGAR JIWAJI UNIVERSITY ROAD UNIVERSITY ROAD CITY CENTRE JIWAJI UNIVERSITY PIN 474002 |
| City | City Centre |
| District | Gwalior |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8269201941 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JIWAJI UNIVERSITY CITY CENTRE branch came to be assigned the code IDIB000G667.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G667, money simply cannot be routed to the JIWAJI UNIVERSITY CITY CENTRE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jiwaji University City Centre branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G667 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000G667
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G667 across all three.
NEFT to Indian Bank, JIWAJI UNIVERSITY CITY CENTRE using IFSC IDIB000G667
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G667, and confirm that the system picks up Indian Bank – JIWAJI UNIVERSITY CITY CENTRE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JIWAJI UNIVERSITY CITY CENTRE
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JIWAJI UNIVERSITY CITY CENTRE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G667 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JIWAJI UNIVERSITY CITY CENTRE, use IMPS. With IFSC IDIB000G667 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000G667 for Indian Bank – JIWAJI UNIVERSITY CITY CENTRE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000G667 | Yes – IDIB000G667 | Yes – IDIB000G667 |
For most retail customers crediting the Jiwaji University City Centre branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JIWAJI UNIVERSITY CITY CENTRE branch, the IFSC IDIB000G667 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jiwaji University City Centre branch
Once you have an account at Indian Bank – JIWAJI UNIVERSITY CITY CENTRE, the IFSC IDIB000G667 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jiwaji University City Centre branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G667
Online banking and IFSC IDIB000G667
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JIWAJI UNIVERSITY CITY CENTRE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G667 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jiwaji University City Centre branch
The branch is located at 15 TAGORE NAGAR JIWAJI UNIVERSITY ROAD UNIVERSITY ROAD CITY CENTRE JIWAJI UNIVERSITY PIN 474002, which puts it inside City Centre, the broader Gwalior district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jiwaji University City Centre branch” — the verified location pin for IFSC IDIB000G667 should appear at the top of the results.
- Confirm the branch is open by calling 91-8269201941 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G667 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JIWAJI UNIVERSITY CITY CENTRE:
- The IFSC is exactly IDIB000G667 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and JIWAJI UNIVERSITY CITY CENTRE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jiwaji University City Centre branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G667, however, work 24x7.
Verifying IFSC IDIB000G667 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G667 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8269201941.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankJiwaji University City Centre Branch
15 TAGORE NAGAR JIWAJI UNIVERSITY ROAD UNIVERSITY ROAD CITY CENTRE JIWAJI UNIVERSITY PIN 474002
City Centre, Madhya Pradesh
Phone: 91-8269201941
IFSC: IDIB000G667
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jiwaji University City Centre branch but serve different purposes.
Can I use IFSC IDIB000G667 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000G667 to send funds instantly.
What is the phone number of Indian Bank Jiwaji University City Centre branch?
You can reach the branch at 91-8269201941 during regular banking hours.
How do I add Indian Bank Jiwaji University City Centre as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G667, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000G667 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jiwaji University City Centre reflect within 30 minutes.
Does Indian Bank Jiwaji University City Centre branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8269201941 to confirm.
Final notes
To recap: IDIB000G667 is the IFSC code of Indian Bank, JIWAJI UNIVERSITY CITY CENTRE branch, in CITY CENTRE, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


