Use this page as a one-stop reference for everything related to Indian Bank's JARIDA branch in CHURNI, MAHARASHTRA. The branch's IFSC code IDIB000J576 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – JARIDA is IDIB000J576. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00J576 map to this branch in CHURNI, MAHARASHTRA.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Jarida branch in Churni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J576.
About this branch
The branch is located at VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807. It serves the Churni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000J576 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jarida |
| IFSC Code | IDIB000J576 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807 |
| City | Churni |
| District | Amravati |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9532186679 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JARIDA of Indian Bank — its own 11-character IFSC. The code IDIB000J576 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J576 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jarida branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000J576 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000J576
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J576 across all three.
How to use IFSC IDIB000J576 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's JARIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000J576.
- Confirm the bank name auto-populates as Indian Bank and the branch as JARIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000J576
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JARIDA, ensure your bank's portal accepts IFSC IDIB000J576 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JARIDA, use IMPS. With IFSC IDIB000J576 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000J576 for Indian Bank – JARIDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000J576 | Yes – IDIB000J576 | Yes – IDIB000J576 |
For most retail customers crediting the Jarida branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JARIDA branch, the IFSC IDIB000J576 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jarida branch is mapped to IFSC IDIB000J576 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000J576.
Banking services available
The Jarida branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9532186679.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000J576
Digital banking channels
Most day-to-day work that customers used to do at the Jarida branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000J576 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jarida branch
The branch is located at VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807, which puts it inside Churni, the broader Amravati district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jarida branch” — the verified location pin for IFSC IDIB000J576 should appear at the top of the results.
- Confirm the branch is open by calling 91-9532186679 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000J576 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JARIDA:
- The IFSC is exactly IDIB000J576 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and JARIDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jarida are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000J576 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000J576 for Indian Bank – JARIDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankJarida Branch
VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807
Churni, Maharashtra
Phone: 91-9532186679
IFSC: IDIB000J576
Frequently asked questions
Does Indian Bank Jarida branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9532186679 to confirm.
How quickly will an NEFT transfer using IDIB000J576 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jarida reflect within 30 minutes.
Where is Indian Bank Jarida branch located?
Indian Bank's Jarida branch is located at VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807, Churni, Maharashtra.
How do I add Indian Bank Jarida as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J576, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000J576 valid for NEFT and RTGS?
Yes. IFSC IDIB000J576 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jarida branch but serve different purposes.
Summary
The IFSC code IDIB000J576 belongs to Indian Bank's JARIDA branch, located at VILLAGE PO CHURNI MAIN ROAD CHURNI CHURNI CHRUNI PIN 444807 in CHURNI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
