If you are searching for the IFSC code of Indian Bank, JAMUNIATOLA CHURI branch in CHURI, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IDIB000C620. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMUNIATOLA CHURI branch, and detailed step-by-step guides for using the IFSC IDIB000C620 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000C620 is the IFSC of Indian Bank's JAMUNIATOLA CHURI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00C620 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jamuniatola Churi |
| IFSC Code | IDIB000C620 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL JAMUNIA TOLA CHURI) PO CHURI CHANDAUTI CHURI JAMUNIATOLA CHURI) PIN 823002 |
| City | Churi |
| District | Gaya |
| State | Bihar |
| STD Code | 91 |
| Phone | 8709901909 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamuniatola Churi branch in Churi, Bihar is part of this network and uses the IFSC code IDIB000C620 for all electronic settlement.
About the Jamuniatola Churi branch
The Jamuniatola Churi branch of Indian Bank is situated at VILL JAMUNIA TOLA CHURI) PO CHURI CHANDAUTI CHURI JAMUNIATOLA CHURI) PIN 823002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C620 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's JAMUNIATOLA CHURI branch came to be assigned the code IDIB000C620.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C620, money simply cannot be routed to the JAMUNIATOLA CHURI branch electronically.
How to transfer money using IFSC IDIB000C620
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C620 across all three.
NEFT to Indian Bank, JAMUNIATOLA CHURI using IFSC IDIB000C620
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C620, and confirm that the system picks up Indian Bank – JAMUNIATOLA CHURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMUNIATOLA CHURI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's JAMUNIATOLA CHURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C620 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – JAMUNIATOLA CHURI, use IMPS. With IFSC IDIB000C620 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jamuniatola Churi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000C620:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMUNIATOLA CHURI is still linked to IFSC IDIB000C620.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JAMUNIATOLA CHURI branch, the IFSC IDIB000C620 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jamuniatola Churi branch is mapped to IFSC IDIB000C620 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C620.
Products and services
Customers walking into the Jamuniatola Churi branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C620
MICR & cheque-truncation details
Cheques drawn on the Jamuniatola Churi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C620 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jamuniatola Churi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000C620 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – JAMUNIATOLA CHURI:
- The IFSC is exactly IDIB000C620 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and JAMUNIATOLA CHURI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jamuniatola Churi branch
The branch is located at VILL JAMUNIA TOLA CHURI) PO CHURI CHANDAUTI CHURI JAMUNIATOLA CHURI) PIN 823002, which puts it inside Churi, the broader Gaya district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jamuniatola Churi branch” — the verified location pin for IFSC IDIB000C620 should appear at the top of the results.
- Confirm the branch is open by calling 91-8709901909 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C620 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C620 for Indian Bank – JAMUNIATOLA CHURI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jamuniatola Churi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C620 continue to work without interruption.
Branch address & contact
Indian BankJamuniatola Churi Branch
VILL JAMUNIA TOLA CHURI) PO CHURI CHANDAUTI CHURI JAMUNIATOLA CHURI) PIN 823002
Churi, Bihar
Phone: 91-8709901909
IFSC: IDIB000C620
Frequently asked questions
How do I add Indian Bank Jamuniatola Churi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C620, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamuniatola Churi branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000C620 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jamuniatola Churi reflect within 30 minutes.
Is IFSC IDIB000C620 the same for all accounts at Jamuniatola Churi branch?
Yes. The IFSC IDIB000C620 is shared by every account held at Indian Bank's Jamuniatola Churi branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Jamuniatola Churi branch?
You can reach the branch at 91-8709901909 during regular banking hours.
Does Indian Bank Jamuniatola Churi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8709901909 to confirm.
Summary
The IFSC code IDIB000C620 belongs to Indian Bank's JAMUNIATOLA CHURI branch, located at VILL JAMUNIA TOLA CHURI) PO CHURI CHANDAUTI CHURI JAMUNIATOLA CHURI) PIN… in CHURI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
