Use this page as a one-stop reference for everything related to Indian Bank's CHUNAR branch in CHUNAR, UTTAR PRADESH. The branch's IFSC code IDIB000C619 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's CHUNAR branch, the IFSC IDIB000C619 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00C619 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chunar branch in Chunar, Uttar Pradesh is part of this network and uses the IFSC code IDIB000C619 for all electronic settlement.
About this branch
The branch is located at VILL PO CHUNAR CHUNAR CHUNAR PIN 231304. It serves the Chunar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C619 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Chunar |
| IFSC Code | IDIB000C619 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO CHUNAR CHUNAR CHUNAR PIN 231304 |
| City | Chunar |
| District | Mirzapur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9519252111 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHUNAR branch came to be assigned the code IDIB000C619.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C619, money simply cannot be routed to the CHUNAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C619 and the account number together uniquely identify the Chunar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000C619
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C619 across all three.
How to use IFSC IDIB000C619 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's CHUNAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000C619.
- Confirm the bank name auto-populates as Indian Bank and the branch as CHUNAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHUNAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's CHUNAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C619 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – CHUNAR, use IMPS. With IFSC IDIB000C619 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C619 for Indian Bank – CHUNAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C619 | Yes – IDIB000C619 | Yes – IDIB000C619 |
For most retail customers crediting the Chunar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000C619
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – CHUNAR is still mapped to IFSC IDIB000C619. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C619 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chunar branch is mapped to IFSC IDIB000C619 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C619.
Banking services available
The Chunar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9519252111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000C619
Digital banking channels
Most day-to-day work that customers used to do at the Chunar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000C619 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chunar branch
The branch is located at VILL PO CHUNAR CHUNAR CHUNAR PIN 231304, which puts it inside Chunar, the broader Mirzapur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Chunar branch” — the verified location pin for IFSC IDIB000C619 should appear at the top of the results.
- Confirm the branch is open by calling 91-9519252111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C619 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – CHUNAR:
- The IFSC is exactly IDIB000C619 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and CHUNAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chunar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C619, however, work 24x7.
Verifying IFSC IDIB000C619 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C619 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9519252111.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankChunar Branch
VILL PO CHUNAR CHUNAR CHUNAR PIN 231304
Chunar, Uttar Pradesh
Phone: 91-9519252111
IFSC: IDIB000C619
Frequently asked questions
What is the IFSC code of Indian Bank Chunar branch?
The IFSC code of Indian Bank, Chunar branch is IDIB000C619. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000C619 valid for NEFT and RTGS?
Yes. IFSC IDIB000C619 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Chunar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C619, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Chunar branch located?
Indian Bank's Chunar branch is located at VILL PO CHUNAR CHUNAR CHUNAR PIN 231304, Chunar, Uttar Pradesh.
Is IFSC IDIB000C619 the same for all accounts at Chunar branch?
Yes. The IFSC IDIB000C619 is shared by every account held at Indian Bank's Chunar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000C619 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Chunar reflect within 30 minutes.
Summary
The IFSC code IDIB000C619 belongs to Indian Bank's CHUNAR branch, located at VILL PO CHUNAR CHUNAR CHUNAR PIN 231304 in CHUNAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
