Use this page as a one-stop reference for everything related to Indian Bank's CHULKANA branch in CHULKANA, HARYANA. The branch's IFSC code IDIB000C618 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's CHULKANA branch, the IFSC IDIB000C618 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00C618 identifies this particular branch.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chulkana branch — IFSC IDIB000C618 — extends the bank's services to customers in and around Chulkana, Haryana.
About this branch
The branch is located at VPO CHULKANA TEHSIL SAMALKHA CHULKANA CHULKANA PIN 132101. It serves the Chulkana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C618 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Chulkana |
| IFSC Code | IDIB000C618 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO CHULKANA TEHSIL SAMALKHA CHULKANA CHULKANA PIN 132101 |
| City | Chulkana |
| District | Panipat |
| State | Haryana |
| STD Code | 91 |
| Phone | 9017051007 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHULKANA branch came to be assigned the code IDIB000C618.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C618, money simply cannot be routed to the CHULKANA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chulkana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C618 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000C618
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C618 across all three.
NEFT to Indian Bank, CHULKANA using IFSC IDIB000C618
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C618, and confirm that the system picks up Indian Bank – CHULKANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000C618
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CHULKANA, ensure your bank's portal accepts IFSC IDIB000C618 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank CHULKANA (IFSC IDIB000C618)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000C618 in your mobile or internet banking app, and the money is credited to the CHULKANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C618 for Indian Bank – CHULKANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C618 | Yes – IDIB000C618 | Yes – IDIB000C618 |
For most retail customers crediting the Chulkana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's CHULKANA branch, the IFSC IDIB000C618 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Chulkana branch
Once you have an account at Indian Bank – CHULKANA, the IFSC IDIB000C618 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chulkana branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C618
Online banking and IFSC IDIB000C618
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHULKANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C618 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Chulkana branch
The branch is located at VPO CHULKANA TEHSIL SAMALKHA CHULKANA CHULKANA PIN 132101, which puts it inside Chulkana, the broader Panipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Chulkana branch” — the verified location pin for IFSC IDIB000C618 should appear at the top of the results.
- Confirm the branch is open by calling 91-9017051007 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C618 and your account number.
Common mistakes to avoid when using IFSC IDIB000C618
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – CHULKANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000C618. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chulkana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C618, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C618 for Indian Bank – CHULKANA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankChulkana Branch
VPO CHULKANA TEHSIL SAMALKHA CHULKANA CHULKANA PIN 132101
Chulkana, Haryana
Phone: 91-9017051007
IFSC: IDIB000C618
Frequently asked questions
Where is Indian Bank Chulkana branch located?
Indian Bank's Chulkana branch is located at VPO CHULKANA TEHSIL SAMALKHA CHULKANA CHULKANA PIN 132101, Chulkana, Haryana.
How quickly will an NEFT transfer using IDIB000C618 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Chulkana reflect within 30 minutes.
Does Indian Bank Chulkana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9017051007 to confirm.
Is IFSC IDIB000C618 the same for all accounts at Chulkana branch?
Yes. The IFSC IDIB000C618 is shared by every account held at Indian Bank's Chulkana branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000C618 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000C618 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chulkana branch but serve different purposes.
Is IFSC IDIB000C618 valid for NEFT and RTGS?
Yes. IFSC IDIB000C618 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Chulkana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C618, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000C618 is the IFSC code of Indian Bank, CHULKANA branch, in CHULKANA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
