This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, CHOUBEYPUR branch in CHOUBEYPUR. The 11-digit IFSC IDIB000C611 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the CHOUBEYPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000C611 is the IFSC of Indian Bank's CHOUBEYPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00C611 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Choubeypur branch — IFSC IDIB000C611 — extends the bank's services to customers in and around Choubeypur, Uttar Pradesh.
About the Choubeypur branch
The Choubeypur branch of Indian Bank is situated at VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C611 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Choubeypur |
| IFSC Code | IDIB000C611 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104 |
| City | Choubeypur |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 542 |
| Phone | 6153010 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHOUBEYPUR branch came to be assigned the code IDIB000C611.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C611, money simply cannot be routed to the CHOUBEYPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C611 and the account number together uniquely identify the Choubeypur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000C611
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C611 across all three.
How to use IFSC IDIB000C611 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's CHOUBEYPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000C611.
- Confirm the bank name auto-populates as Indian Bank and the branch as CHOUBEYPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHOUBEYPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's CHOUBEYPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C611 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – CHOUBEYPUR, use IMPS. With IFSC IDIB000C611 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C611 for Indian Bank – CHOUBEYPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C611 | Yes – IDIB000C611 | Yes – IDIB000C611 |
For most retail customers crediting the Choubeypur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000C611
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – CHOUBEYPUR is still mapped to IFSC IDIB000C611. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C611 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Choubeypur branch is mapped to IFSC IDIB000C611 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C611.
Banking services available
The Choubeypur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 542-6153010.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000C611
Online banking and IFSC IDIB000C611
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHOUBEYPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C611 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Choubeypur branch
The branch is located at VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104, which puts it inside Choubeypur, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Choubeypur branch” — the verified location pin for IFSC IDIB000C611 should appear at the top of the results.
- Confirm the branch is open by calling 542-6153010 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C611 and your account number.
Common mistakes to avoid when using IFSC IDIB000C611
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – CHOUBEYPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000C611. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Choubeypur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C611 continue to work without interruption.
Verifying IFSC IDIB000C611 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C611 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 542-6153010.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankChoubeypur Branch
VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104
Choubeypur, Uttar Pradesh
Phone: 542-6153010
IFSC: IDIB000C611
Frequently asked questions
What is the IFSC code of Indian Bank Choubeypur branch?
The IFSC code of Indian Bank, Choubeypur branch is IDIB000C611. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Choubeypur branch?
You can reach the branch at 542-6153010 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Choubeypur branch but serve different purposes.
How do I add Indian Bank Choubeypur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C611, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000C611 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Choubeypur reflect within 30 minutes.
Is IFSC IDIB000C611 valid for NEFT and RTGS?
Yes. IFSC IDIB000C611 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Choubeypur branch located?
Indian Bank's Choubeypur branch is located at VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104, Choubeypur, Uttar Pradesh.
Is IFSC IDIB000C611 the same for all accounts at Choubeypur branch?
Yes. The IFSC IDIB000C611 is shared by every account held at Indian Bank's Choubeypur branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000C611 belongs to Indian Bank's CHOUBEYPUR branch, located at VILL PO CHOUBEYPUR CHOUBEYPUR CHOUBEYPUR PIN 221104 in CHOUBEYPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
