IFSC Code of Indian Bank, Vidyanagar Colony Tirupathi Branch, Andhra Pradesh

Below are the complete branch details for Indian Bank, VIDYANAGAR COLONY TIRUPATHI branch, located in CHITTOOR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000V147. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000V147 for Indian Bank – VIDYANAGAR COLONY TIRUPATHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – VIDYANAGAR COLONY TIRUPATHI is IDIB000V147. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00V147 map to this branch in CHITTOOR, ANDHRA PRADESH.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vidyanagar Colony Tirupathi branch — IFSC IDIB000V147 — extends the bank's services to customers in and around Chittoor, Andhra Pradesh.

Branch details at a glance

Vidyanagar Colony Tirupathi branch overview

Located at DNO 231718/A LS NAGARRW NO 23 VIDYANAGAR COLONY TIRUPATI PIN 517502, the Vidyanagar Colony Tirupathi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000V147 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDYANAGAR COLONY TIRUPATHI of Indian Bank — its own 11-character IFSC. The code IDIB000V147 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000V147 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Vidyanagar Colony Tirupathi branch is mapped to IFSC IDIB000V147 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000V147.

Products and services

Customers walking into the Vidyanagar Colony Tirupathi branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000V147

How to transfer money using IFSC IDIB000V147

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V147 across all three.

NEFT to Indian Bank, VIDYANAGAR COLONY TIRUPATHI using IFSC IDIB000V147

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000V147, and confirm that the system picks up Indian Bank – VIDYANAGAR COLONY TIRUPATHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDYANAGAR COLONY TIRUPATHI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's VIDYANAGAR COLONY TIRUPATHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000V147 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank VIDYANAGAR COLONY TIRUPATHI (IFSC IDIB000V147)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V147 in your mobile or internet banking app, and the money is credited to the VIDYANAGAR COLONY TIRUPATHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vidyanagar Colony Tirupathi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000V147:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIDYANAGAR COLONY TIRUPATHI is still linked to IFSC IDIB000V147.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000V147

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – VIDYANAGAR COLONY TIRUPATHI is still mapped to IFSC IDIB000V147. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000V147 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000V147

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the VIDYANAGAR COLONY TIRUPATHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000V147 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000V147 and the account number together uniquely identify the Vidyanagar Colony Tirupathi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VIDYANAGAR COLONY TIRUPATHI:

• The IFSC is exactly IDIB000V147 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and VIDYANAGAR COLONY TIRUPATHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vidyanagar Colony Tirupathi branch

The branch is located at DNO 231718/A LS NAGARRW NO 23 VIDYANAGAR COLONY TIRUPATI PIN 517502, which puts it inside Chittoor, the broader Chittoor district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Vidyanagar Colony Tirupathi branch” — the verified location pin for IFSC IDIB000V147 should appear at the top of the results.
2. Confirm the branch is open by calling 877-2248903 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000V147 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000V147 for Indian Bank – VIDYANAGAR COLONY TIRUPATHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vidyanagar Colony Tirupathi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V147 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000V147 belongs to Indian Bank's VIDYANAGAR COLONY TIRUPATHI branch, located at DNO 231718/A LS NAGARRW NO 23 VIDYANAGAR COLONY TIRUPATI PIN 517502 in CHITTOOR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.