This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, MANGALAM branch in CHITTOOR. The 11-digit IFSC IDIB000M271 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the MANGALAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MANGALAM branch, the IFSC IDIB000M271 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M271 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mangalam branch in Chittoor, Andhra Pradesh is part of this network and uses the IFSC code IDIB000M271 for all electronic settlement.
About this branch
The branch is located at PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD THIMMINAIDUPALEM TIRUPATI PIN 517507. It serves the Chittoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000M271 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mangalam |
| IFSC Code | IDIB000M271 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD THIMMINAIDUPALEM TIRUPATI PIN 517507 |
| City | Chittoor |
| District | Chittoor |
| State | Andhra Pradesh |
| STD Code | 877 |
| Phone | 2284077 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANGALAM of Indian Bank — its own 11-character IFSC. The code IDIB000M271 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M271 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Mangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M271 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000M271
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M271 across all three.
NEFT to Indian Bank, MANGALAM using IFSC IDIB000M271
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M271, and confirm that the system picks up Indian Bank – MANGALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANGALAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MANGALAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M271 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MANGALAM (IFSC IDIB000M271)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M271 in your mobile or internet banking app, and the money is credited to the MANGALAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M271 for Indian Bank – MANGALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M271 | Yes – IDIB000M271 | Yes – IDIB000M271 |
For most retail customers crediting the Mangalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MANGALAM branch, the IFSC IDIB000M271 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mangalam branch is mapped to IFSC IDIB000M271 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M271.
Banking services available
The Mangalam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 877-2284077.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M271
Online banking and IFSC IDIB000M271
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MANGALAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M271 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mangalam branch sits at PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD THIMMINAIDUPALEM TIRUPATI PIN 517507. If you are travelling from outside Chittoor, search for the branch on a maps application using the bank name and locality, or call 877-2284077 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000M271 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MANGALAM:
- The IFSC is exactly IDIB000M271 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MANGALAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mangalam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M271 continue to work without interruption.
Verifying IFSC IDIB000M271 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M271 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 877-2284077.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankMangalam Branch
PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD THIMMINAIDUPALEM TIRUPATI PIN 517507
Chittoor, Andhra Pradesh
Phone: 877-2284077
IFSC: IDIB000M271
Frequently asked questions
Where is Indian Bank Mangalam branch located?
Indian Bank's Mangalam branch is located at PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD THIMMINAIDUPALEM TIRUPATI PIN 517507, Chittoor, Andhra Pradesh.
Does Indian Bank Mangalam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 877-2284077 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mangalam branch but serve different purposes.
How do I add Indian Bank Mangalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M271, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000M271 the same for all accounts at Mangalam branch?
Yes. The IFSC IDIB000M271 is shared by every account held at Indian Bank's Mangalam branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Mangalam branch?
You can reach the branch at 877-2284077 during regular banking hours.
What is the IFSC code of Indian Bank Mangalam branch?
The IFSC code of Indian Bank, Mangalam branch is IDIB000M271. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000M271 belongs to Indian Bank's MANGALAM branch, located at PLOT NO6 GARUDADRI NAGAR OPP KURAPATI LAYOUT BUS STOP KARAKAMBADI ROAD… in CHITTOOR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
