Use this page as a one-stop reference for everything related to Indian Bank's CHATTARPUR branch in CHHATARPUR, MADHYA PRADESH. The branch's IFSC code IDIB000C579 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's CHATTARPUR branch, the IFSC IDIB000C579 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00C579 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Chattarpur branch in Chhatarpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000C579.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Chattarpur |
| IFSC Code | IDIB000C579 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAWAHAR MARG OPP CIRCUIT HOUSE CHHATARPUR DAK GHAR CHAOURAHA PIN 471001 |
| City | Chhatarpur |
| District | Chhatarpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8098279764 |
About the Chattarpur branch
The Chattarpur branch of Indian Bank is situated at JAWAHAR MARG OPP CIRCUIT HOUSE CHHATARPUR DAK GHAR CHAOURAHA PIN 471001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C579 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHATTARPUR branch came to be assigned the code IDIB000C579.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C579, money simply cannot be routed to the CHATTARPUR branch electronically.
Products and account variants supported
Every account opened at the Chattarpur branch is mapped to IFSC IDIB000C579 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C579.
Products and services
Customers walking into the Chattarpur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C579
How to transfer money using IFSC IDIB000C579
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C579 across all three.
How to use IFSC IDIB000C579 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's CHATTARPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000C579.
- Confirm the bank name auto-populates as Indian Bank and the branch as CHATTARPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000C579
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CHATTARPUR, ensure your bank's portal accepts IFSC IDIB000C579 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank CHATTARPUR (IFSC IDIB000C579)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000C579 in your mobile or internet banking app, and the money is credited to the CHATTARPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C579 for Indian Bank – CHATTARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C579 | Yes – IDIB000C579 | Yes – IDIB000C579 |
For most retail customers crediting the Chattarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's CHATTARPUR branch, the IFSC IDIB000C579 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000C579
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHATTARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C579 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C579 and the account number together uniquely identify the Chattarpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – CHATTARPUR:
- The IFSC is exactly IDIB000C579 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and CHATTARPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chattarpur branch sits at JAWAHAR MARG OPP CIRCUIT HOUSE CHHATARPUR DAK GHAR CHAOURAHA PIN 471001. If you are travelling from outside Chhatarpur, search for the branch on a maps application using the bank name and locality, or call 91-8098279764 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000C579 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C579 for Indian Bank – CHATTARPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chattarpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C579 continue to work without interruption.
Branch address & contact
Indian BankChattarpur Branch
JAWAHAR MARG OPP CIRCUIT HOUSE CHHATARPUR DAK GHAR CHAOURAHA PIN 471001
Chhatarpur, Madhya Pradesh
Phone: 91-8098279764
IFSC: IDIB000C579
Frequently asked questions
What is the phone number of Indian Bank Chattarpur branch?
You can reach the branch at 91-8098279764 during regular banking hours.
Where is Indian Bank Chattarpur branch located?
Indian Bank's Chattarpur branch is located at JAWAHAR MARG OPP CIRCUIT HOUSE CHHATARPUR DAK GHAR CHAOURAHA PIN 471001, Chhatarpur, Madhya Pradesh.
How do I add Indian Bank Chattarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C579, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000C579 valid for NEFT and RTGS?
Yes. IFSC IDIB000C579 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000C579 the same for all accounts at Chattarpur branch?
Yes. The IFSC IDIB000C579 is shared by every account held at Indian Bank's Chattarpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Chattarpur branch?
The IFSC code of Indian Bank, Chattarpur branch is IDIB000C579. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chattarpur branch but serve different purposes.
Final notes
To recap: IDIB000C579 is the IFSC code of Indian Bank, CHATTARPUR branch, in CHHATARPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
