If you are searching for the IFSC code of Indian Bank, MCB ANNA SALAI branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000M372. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MCB ANNA SALAI branch, and detailed step-by-step guides for using the IFSC IDIB000M372 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's MCB ANNA SALAI branch, the IFSC IDIB000M372 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00M372 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Mcb Anna Salai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000M372.
Mcb Anna Salai branch overview
Located at 42 1ST FLOOR GEE GEE COMPLEX ANNA SALAI CHENNAI HPO CHENNAI PIN 600002, the Mcb Anna Salai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000M372 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Mcb Anna Salai |
| IFSC Code | IDIB000M372 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 42 1ST FLOOR GEE GEE COMPLEX ANNA SALAI CHENNAI HPO CHENNAI PIN 600002 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 8056195200 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's MCB ANNA SALAI branch came to be assigned the code IDIB000M372.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M372, money simply cannot be routed to the MCB ANNA SALAI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000M372 and the account number together uniquely identify the Mcb Anna Salai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000M372
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M372 across all three.
NEFT to Indian Bank, MCB ANNA SALAI using IFSC IDIB000M372
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000M372, and confirm that the system picks up Indian Bank – MCB ANNA SALAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MCB ANNA SALAI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MCB ANNA SALAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M372 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank MCB ANNA SALAI (IFSC IDIB000M372)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M372 in your mobile or internet banking app, and the money is credited to the MCB ANNA SALAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000M372 for Indian Bank – MCB ANNA SALAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000M372 | Yes – IDIB000M372 | Yes – IDIB000M372 |
For most retail customers crediting the Mcb Anna Salai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's MCB ANNA SALAI branch, the IFSC IDIB000M372 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mcb Anna Salai branch is mapped to IFSC IDIB000M372 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M372.
Banking services available
The Mcb Anna Salai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8056195200.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M372
Online banking and IFSC IDIB000M372
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MCB ANNA SALAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M372 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mcb Anna Salai branch
The branch is located at 42 1ST FLOOR GEE GEE COMPLEX ANNA SALAI CHENNAI HPO CHENNAI PIN 600002, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Mcb Anna Salai branch” — the verified location pin for IFSC IDIB000M372 should appear at the top of the results.
- Confirm the branch is open by calling 91-8056195200 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M372 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MCB ANNA SALAI:
- The IFSC is exactly IDIB000M372 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and MCB ANNA SALAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mcb Anna Salai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000M372, however, work 24x7.
Verifying IFSC IDIB000M372 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M372 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8056195200.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankMcb Anna Salai Branch
42 1ST FLOOR GEE GEE COMPLEX ANNA SALAI CHENNAI HPO CHENNAI PIN 600002
Chennai, Tamil Nadu
Phone: 91-8056195200
IFSC: IDIB000M372
Frequently asked questions
How quickly will an NEFT transfer using IDIB000M372 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Mcb Anna Salai reflect within 30 minutes.
What is the phone number of Indian Bank Mcb Anna Salai branch?
You can reach the branch at 91-8056195200 during regular banking hours.
Where is Indian Bank Mcb Anna Salai branch located?
Indian Bank's Mcb Anna Salai branch is located at 42 1ST FLOOR GEE GEE COMPLEX ANNA SALAI CHENNAI HPO CHENNAI PIN 600002, Chennai, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mcb Anna Salai branch but serve different purposes.
How do I add Indian Bank Mcb Anna Salai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M372, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Mcb Anna Salai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8056195200 to confirm.
Final notes
To recap: IDIB000M372 is the IFSC code of Indian Bank, MCB ANNA SALAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
