Below are the complete branch details for Indian Bank, CHANDUR branch, located in CHANDUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000C546. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000C546 for Indian Bank – CHANDUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – CHANDUR is IDIB000C546. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00C546 map to this branch in CHANDUR, MAHARASHTRA.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Chandur |
| IFSC Code | IDIB000C546 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004 |
| City | Chandur |
| District | Akola |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9011686917 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandur branch in Chandur, Maharashtra is part of this network and uses the IFSC code IDIB000C546 for all electronic settlement.
About the Chandur branch
The Chandur branch of Indian Bank is situated at NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C546 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHANDUR branch came to be assigned the code IDIB000C546.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C546, money simply cannot be routed to the CHANDUR branch electronically.
How to transfer money using IFSC IDIB000C546
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C546 across all three.
NEFT to Indian Bank, CHANDUR using IFSC IDIB000C546
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C546, and confirm that the system picks up Indian Bank – CHANDUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000C546
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CHANDUR, ensure your bank's portal accepts IFSC IDIB000C546 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – CHANDUR, use IMPS. With IFSC IDIB000C546 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C546 for Indian Bank – CHANDUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C546 | Yes – IDIB000C546 | Yes – IDIB000C546 |
For most retail customers crediting the Chandur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's CHANDUR branch, the IFSC IDIB000C546 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chandur branch is mapped to IFSC IDIB000C546 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C546.
Products and services
Customers walking into the Chandur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C546
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C546 and the account number together uniquely identify the Chandur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000C546
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHANDUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C546 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – CHANDUR:
- The IFSC is exactly IDIB000C546 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and CHANDUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chandur branch sits at NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004. If you are travelling from outside Chandur, search for the branch on a maps application using the bank name and locality, or call 91-9011686917 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000C546 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C546 for Indian Bank – CHANDUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C546, however, work 24x7.
Branch address & contact
Indian BankChandur Branch
NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004
Chandur, Maharashtra
Phone: 91-9011686917
IFSC: IDIB000C546
Frequently asked questions
Does Indian Bank Chandur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9011686917 to confirm.
What is the phone number of Indian Bank Chandur branch?
You can reach the branch at 91-9011686917 during regular banking hours.
What is the IFSC code of Indian Bank Chandur branch?
The IFSC code of Indian Bank, Chandur branch is IDIB000C546. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000C546 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000C546 to send funds instantly.
Is IFSC IDIB000C546 the same for all accounts at Chandur branch?
Yes. The IFSC IDIB000C546 is shared by every account held at Indian Bank's Chandur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000C546 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Chandur reflect within 30 minutes.
Where is Indian Bank Chandur branch located?
Indian Bank's Chandur branch is located at NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004, Chandur, Maharashtra.
How do I add Indian Bank Chandur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C546, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000C546 belongs to Indian Bank's CHANDUR branch, located at NEAR WATER TANK MAIN ROAD CHANDUR CHANDUR CHANDUR PIN 444004 in CHANDUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
