Below are the complete branch details for Indian Bank, NEW CHANDKHEDA branch, located in CHANDKHEDA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000C539. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000C539 for Indian Bank – NEW CHANDKHEDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000C539 is the IFSC of Indian Bank's NEW CHANDKHEDA branch. The format is fixed: IDIB = bank code, 0 = reserved, 00C539 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | New Chandkheda |
| IFSC Code | IDIB000C539 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 4 TO 6 HIGHWAY MALL NEAR BRTS BUS STAND CHANDKHEDA CHANDKHEDA PIN 382424 |
| City | Chandkheda |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 27631177 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the New Chandkheda branch in Chandkheda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000C539.
About the New Chandkheda branch
The New Chandkheda branch of Indian Bank is situated at SHOP NO 4 TO 6 HIGHWAY MALL NEAR BRTS BUS STAND CHANDKHEDA CHANDKHEDA PIN 382424. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000C539 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NEW CHANDKHEDA branch came to be assigned the code IDIB000C539.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C539, money simply cannot be routed to the NEW CHANDKHEDA branch electronically.
How to transfer money using IFSC IDIB000C539
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C539 across all three.
NEFT to Indian Bank, NEW CHANDKHEDA using IFSC IDIB000C539
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C539, and confirm that the system picks up Indian Bank – NEW CHANDKHEDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NEW CHANDKHEDA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NEW CHANDKHEDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000C539 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – NEW CHANDKHEDA, use IMPS. With IFSC IDIB000C539 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C539 for Indian Bank – NEW CHANDKHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C539 | Yes – IDIB000C539 | Yes – IDIB000C539 |
For most retail customers crediting the New Chandkheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000C539
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NEW CHANDKHEDA is still mapped to IFSC IDIB000C539. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C539 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the New Chandkheda branch is mapped to IFSC IDIB000C539 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C539.
Banking services available
The New Chandkheda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-27631177.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000C539
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C539 and the account number together uniquely identify the New Chandkheda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000C539
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NEW CHANDKHEDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C539 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000C539
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NEW CHANDKHEDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000C539. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the New Chandkheda branch
The branch is located at SHOP NO 4 TO 6 HIGHWAY MALL NEAR BRTS BUS STAND CHANDKHEDA CHANDKHEDA PIN 382424, which puts it inside Chandkheda, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank New Chandkheda branch” — the verified location pin for IFSC IDIB000C539 should appear at the top of the results.
- Confirm the branch is open by calling 79-27631177 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C539 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000C539 for Indian Bank – NEW CHANDKHEDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Chandkheda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C539, however, work 24x7.
Branch address & contact
Indian BankNew Chandkheda Branch
SHOP NO 4 TO 6 HIGHWAY MALL NEAR BRTS BUS STAND CHANDKHEDA CHANDKHEDA PIN 382424
Chandkheda, Gujarat
Phone: 79-27631177
IFSC: IDIB000C539
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Chandkheda branch but serve different purposes.
What is the phone number of Indian Bank New Chandkheda branch?
You can reach the branch at 79-27631177 during regular banking hours.
What is the IFSC code of Indian Bank New Chandkheda branch?
The IFSC code of Indian Bank, New Chandkheda branch is IDIB000C539. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000C539 the same for all accounts at New Chandkheda branch?
Yes. The IFSC IDIB000C539 is shared by every account held at Indian Bank's New Chandkheda branch. Only the account number changes from customer to customer.
Where is Indian Bank New Chandkheda branch located?
Indian Bank's New Chandkheda branch is located at SHOP NO 4 TO 6 HIGHWAY MALL NEAR BRTS BUS STAND CHANDKHEDA CHANDKHEDA PIN 382424, Chandkheda, Gujarat.
How quickly will an NEFT transfer using IDIB000C539 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – New Chandkheda reflect within 30 minutes.
Can I use IFSC IDIB000C539 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000C539 to send funds instantly.
Final notes
To recap: IDIB000C539 is the IFSC code of Indian Bank, NEW CHANDKHEDA branch, in CHANDKHEDA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
