If you are searching for the IFSC code of Indian Bank, NAGAVALLI branch in CHAMRAJANAGAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IDIB000N134. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGAVALLI branch, and detailed step-by-step guides for using the IFSC IDIB000N134 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's NAGAVALLI branch, the IFSC IDIB000N134 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00N134 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Nagavalli |
| IFSC Code | IDIB000N134 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 1 2 B R HILLS MAIN ROAD NAGAVALLI POST AND VILLAGE NAGAVALLI PIN 571342 |
| City | Chamrajanagar |
| District | Chamrajanagar |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9449864209 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagavalli branch — IFSC IDIB000N134 — extends the bank's services to customers in and around Chamrajanagar, Karnataka.
About this branch
The branch is located at NO 1 2 B R HILLS MAIN ROAD NAGAVALLI POST AND VILLAGE NAGAVALLI PIN 571342. It serves the Chamrajanagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000N134 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NAGAVALLI branch came to be assigned the code IDIB000N134.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N134, money simply cannot be routed to the NAGAVALLI branch electronically.
How to transfer money using IFSC IDIB000N134
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N134 across all three.
NEFT to Indian Bank, NAGAVALLI using IFSC IDIB000N134
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N134, and confirm that the system picks up Indian Bank – NAGAVALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAGAVALLI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NAGAVALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N134 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – NAGAVALLI, use IMPS. With IFSC IDIB000N134 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000N134 for Indian Bank – NAGAVALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000N134 | Yes – IDIB000N134 | Yes – IDIB000N134 |
For most retail customers crediting the Nagavalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000N134
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – NAGAVALLI is still mapped to IFSC IDIB000N134. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000N134 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nagavalli branch
Once you have an account at Indian Bank – NAGAVALLI, the IFSC IDIB000N134 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nagavalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9449864209.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000N134
MICR & cheque-truncation details
Cheques drawn on the Nagavalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000N134 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000N134
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAVALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000N134 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000N134
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – NAGAVALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000N134. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nagavalli branch sits at NO 1 2 B R HILLS MAIN ROAD NAGAVALLI POST AND VILLAGE NAGAVALLI PIN 571342. If you are travelling from outside Chamrajanagar, search for the branch on a maps application using the bank name and locality, or call 91-9449864209 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000N134 and your account number.
Verifying IFSC IDIB000N134 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N134 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9449864209.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nagavalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N134 continue to work without interruption.
Branch address & contact
Indian BankNagavalli Branch
NO 1 2 B R HILLS MAIN ROAD NAGAVALLI POST AND VILLAGE NAGAVALLI PIN 571342
Chamrajanagar, Karnataka
Phone: 91-9449864209
IFSC: IDIB000N134
Frequently asked questions
Is IFSC IDIB000N134 the same for all accounts at Nagavalli branch?
Yes. The IFSC IDIB000N134 is shared by every account held at Indian Bank's Nagavalli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000N134 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Nagavalli reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagavalli branch but serve different purposes.
Where is Indian Bank Nagavalli branch located?
Indian Bank's Nagavalli branch is located at NO 1 2 B R HILLS MAIN ROAD NAGAVALLI POST AND VILLAGE NAGAVALLI PIN 571342, Chamrajanagar, Karnataka.
Is IFSC IDIB000N134 valid for NEFT and RTGS?
Yes. IFSC IDIB000N134 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Nagavalli branch?
The IFSC code of Indian Bank, Nagavalli branch is IDIB000N134. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000N134 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N134 to send funds instantly.
How do I add Indian Bank Nagavalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000N134, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000N134 is the IFSC code of Indian Bank, NAGAVALLI branch, in CHAMRAJANAGAR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
