IFSC Code of Indian Bank, Chamarajpet First Main Road Branch, Karnataka

Below are the complete branch details for Indian Bank, CHAMARAJPET FIRST MAIN ROAD branch, located in CHAMARAJPET, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000C525. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000C525 for Indian Bank – CHAMARAJPET FIRST MAIN ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – CHAMARAJPET FIRST MAIN ROAD is IDIB000C525. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00C525 map to this branch in CHAMARAJPET, KARNATAKA.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Chamarajpet First Main Road branch in Chamarajpet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000C525.

Branch details at a glance

Chamarajpet First Main Road branch overview

Located at NO 270 ALBERT VICTOR ROAD 1ST MAIN ROAD CHAMRAJPET BANGALORE KARNATAKA 560018 ALBERT VICTOR ROAD 1ST MAIN ROAD CHAMARAJPET CHAMARAJPET PIN 560018, the Chamarajpet First Main Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000C525 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHAMARAJPET FIRST MAIN ROAD branch came to be assigned the code IDIB000C525.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C525, money simply cannot be routed to the CHAMARAJPET FIRST MAIN ROAD branch electronically.

Products and account variants supported

Every account opened at the Chamarajpet First Main Road branch is mapped to IFSC IDIB000C525 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000C525.

Banking services available

The Chamarajpet First Main Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9910546453.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000C525

How to transfer money using IFSC IDIB000C525

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C525 across all three.

How to use IFSC IDIB000C525 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's CHAMARAJPET FIRST MAIN ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000C525.
4. Confirm the bank name auto-populates as Indian Bank and the branch as CHAMARAJPET FIRST MAIN ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDIB000C525

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CHAMARAJPET FIRST MAIN ROAD, ensure your bank's portal accepts IFSC IDIB000C525 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – CHAMARAJPET FIRST MAIN ROAD, use IMPS. With IFSC IDIB000C525 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000C525 for Indian Bank – CHAMARAJPET FIRST MAIN ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chamarajpet First Main Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000C525

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – CHAMARAJPET FIRST MAIN ROAD is still mapped to IFSC IDIB000C525. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C525 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000C525

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CHAMARAJPET FIRST MAIN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C525 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chamarajpet First Main Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C525 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IDIB000C525

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – CHAMARAJPET FIRST MAIN ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000C525.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chamarajpet First Main Road branch

The branch is located at NO 270 ALBERT VICTOR ROAD 1ST MAIN ROAD CHAMRAJPET BANGALORE KARNATAKA 560018 ALBERT VICTOR ROAD 1ST MAIN ROAD CHAMARAJPET CHAMARAJPET PIN 560018, which puts it inside Chamarajpet, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Chamarajpet First Main Road branch” — the verified location pin for IFSC IDIB000C525 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9910546453 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000C525 and your account number.

Verifying IFSC IDIB000C525 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C525 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9910546453.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chamarajpet First Main Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C525 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000C525 is the IFSC code of Indian Bank, CHAMARAJPET FIRST MAIN ROAD branch, in CHAMARAJPET, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.