Below are the complete branch details for Indian Bank, DHOLMARI branch, located in CHAK GOBINDABERIA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000D628. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000D628 for Indian Bank – DHOLMARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000D628 is the IFSC of Indian Bank's DHOLMARI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00D628 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Dholmari branch in Chak Gobindaberia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000D628.
Dholmari branch overview
Located at VILL CHAK GOBINDABERIA PO BASANTIA CHAK GOBINDABERIA BASANTIA PIN 721442, the Dholmari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000D628 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Dholmari |
| IFSC Code | IDIB000D628 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL CHAK GOBINDABERIA PO BASANTIA CHAK GOBINDABERIA BASANTIA PIN 721442 |
| City | Chak Gobindaberia |
| District | Purba Medinipur |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9564272313 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's DHOLMARI branch came to be assigned the code IDIB000D628.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000D628, money simply cannot be routed to the DHOLMARI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dholmari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000D628 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000D628
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000D628 across all three.
How to use IFSC IDIB000D628 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's DHOLMARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000D628.
- Confirm the bank name auto-populates as Indian Bank and the branch as DHOLMARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DHOLMARI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's DHOLMARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000D628 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank DHOLMARI (IFSC IDIB000D628)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000D628 in your mobile or internet banking app, and the money is credited to the DHOLMARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000D628 for Indian Bank – DHOLMARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000D628 | Yes – IDIB000D628 | Yes – IDIB000D628 |
For most retail customers crediting the Dholmari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's DHOLMARI branch, the IFSC IDIB000D628 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dholmari branch is mapped to IFSC IDIB000D628 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000D628.
Banking services available
The Dholmari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9564272313.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000D628
Digital banking channels
Most day-to-day work that customers used to do at the Dholmari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000D628 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Dholmari branch sits at VILL CHAK GOBINDABERIA PO BASANTIA CHAK GOBINDABERIA BASANTIA PIN 721442. If you are travelling from outside Chak Gobindaberia, search for the branch on a maps application using the bank name and locality, or call 91-9564272313 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000D628 and your account number.
Common mistakes to avoid when using IFSC IDIB000D628
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – DHOLMARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000D628. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dholmari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000D628, however, work 24x7.
Verifying IFSC IDIB000D628 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000D628 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9564272313.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankDholmari Branch
VILL CHAK GOBINDABERIA PO BASANTIA CHAK GOBINDABERIA BASANTIA PIN 721442
Chak Gobindaberia, West Bengal
Phone: 91-9564272313
IFSC: IDIB000D628
Frequently asked questions
How do I add Indian Bank Dholmari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000D628, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Dholmari branch located?
Indian Bank's Dholmari branch is located at VILL CHAK GOBINDABERIA PO BASANTIA CHAK GOBINDABERIA BASANTIA PIN 721442, Chak Gobindaberia, West Bengal.
How quickly will an NEFT transfer using IDIB000D628 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Dholmari reflect within 30 minutes.
Is IFSC IDIB000D628 valid for NEFT and RTGS?
Yes. IFSC IDIB000D628 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Dholmari branch?
The IFSC code of Indian Bank, Dholmari branch is IDIB000D628. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000D628 the same for all accounts at Dholmari branch?
Yes. The IFSC IDIB000D628 is shared by every account held at Indian Bank's Dholmari branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Dholmari branch?
You can reach the branch at 91-9564272313 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dholmari branch but serve different purposes.
Final notes
To recap: IDIB000D628 is the IFSC code of Indian Bank, DHOLMARI branch, in CHAK GOBINDABERIA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
