This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, CHAHAL branch in CHAHAL. The 11-digit IFSC IDIB000C168 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the CHAHAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – CHAHAL is IDIB000C168. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00C168 map to this branch in CHAHAL, PUNJAB.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Chahal branch in Chahal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000C168.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Chahal |
| IFSC Code | IDIB000C168 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202 |
| City | Chahal |
| District | Patiala |
| State | Punjab |
| STD Code | 1765 |
| Phone | 282346 |
About this branch
The branch is located at VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202. It serves the Chahal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C168 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's CHAHAL branch came to be assigned the code IDIB000C168.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000C168, money simply cannot be routed to the CHAHAL branch electronically.
Products and account variants supported
Every account opened at the Chahal branch is mapped to IFSC IDIB000C168 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000C168.
Products and services
Customers walking into the Chahal branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C168
How to transfer money using IFSC IDIB000C168
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C168 across all three.
NEFT to Indian Bank, CHAHAL using IFSC IDIB000C168
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C168, and confirm that the system picks up Indian Bank – CHAHAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000C168
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CHAHAL, ensure your bank's portal accepts IFSC IDIB000C168 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – CHAHAL, use IMPS. With IFSC IDIB000C168 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C168 for Indian Bank – CHAHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C168 | Yes – IDIB000C168 | Yes – IDIB000C168 |
For most retail customers crediting the Chahal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's CHAHAL branch, the IFSC IDIB000C168 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chahal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000C168 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Chahal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000C168 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000C168
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – CHAHAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000C168. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chahal branch sits at VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202. If you are travelling from outside Chahal, search for the branch on a maps application using the bank name and locality, or call 1765-282346 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000C168 and your account number.
Verifying IFSC IDIB000C168 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C168 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1765-282346.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chahal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000C168 continue to work without interruption.
Branch address & contact
Indian BankChahal Branch
VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202
Chahal, Punjab
Phone: 1765-282346
IFSC: IDIB000C168
Frequently asked questions
What is the IFSC code of Indian Bank Chahal branch?
The IFSC code of Indian Bank, Chahal branch is IDIB000C168. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chahal branch but serve different purposes.
Does Indian Bank Chahal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1765-282346 to confirm.
Is IFSC IDIB000C168 the same for all accounts at Chahal branch?
Yes. The IFSC IDIB000C168 is shared by every account held at Indian Bank's Chahal branch. Only the account number changes from customer to customer.
Where is Indian Bank Chahal branch located?
Indian Bank's Chahal branch is located at VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202, Chahal, Punjab.
What is the phone number of Indian Bank Chahal branch?
You can reach the branch at 1765-282346 during regular banking hours.
Is IFSC IDIB000C168 valid for NEFT and RTGS?
Yes. IFSC IDIB000C168 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Chahal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C168, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000C168 belongs to Indian Bank's CHAHAL branch, located at VILLAGE CHAHAL NEAR KISSAN PETROL PUMP CHAHAL BHARI PANECHAN PIN 147202 in CHAHAL, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
