If you are searching for the IFSC code of Indian Bank, BUROGAON branch in BUROGAON, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000B894. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUROGAON branch, and detailed step-by-step guides for using the IFSC IDIB000B894 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BUROGAON is IDIB000B894. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B894 map to this branch in BUROGAON, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Burogaon |
| IFSC Code | IDIB000B894 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL/ PO BUROGAON DISTT LALITPUR BUROGAON LALITPUR PIN 284123 |
| City | Burogaon |
| District | Lalitpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9198017711 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Burogaon branch — IFSC IDIB000B894 — extends the bank's services to customers in and around Burogaon, Uttar Pradesh.
About this branch
The branch is located at VILL/ PO BUROGAON DISTT LALITPUR BUROGAON LALITPUR PIN 284123. It serves the Burogaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000B894 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUROGAON of Indian Bank — its own 11-character IFSC. The code IDIB000B894 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B894 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000B894
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B894 across all three.
NEFT to Indian Bank, BUROGAON using IFSC IDIB000B894
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B894, and confirm that the system picks up Indian Bank – BUROGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B894
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BUROGAON, ensure your bank's portal accepts IFSC IDIB000B894 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BUROGAON (IFSC IDIB000B894)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B894 in your mobile or internet banking app, and the money is credited to the BUROGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B894 for Indian Bank – BUROGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B894 | Yes – IDIB000B894 | Yes – IDIB000B894 |
For most retail customers crediting the Burogaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B894
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BUROGAON is still mapped to IFSC IDIB000B894. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B894 and the beneficiary's account number to complete the transfer.
Account types you can open at the Burogaon branch
Once you have an account at Indian Bank – BUROGAON, the IFSC IDIB000B894 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Burogaon branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B894
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000B894 and the account number together uniquely identify the Burogaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Burogaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B894 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000B894
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BUROGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B894. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Burogaon branch sits at VILL/ PO BUROGAON DISTT LALITPUR BUROGAON LALITPUR PIN 284123. If you are travelling from outside Burogaon, search for the branch on a maps application using the bank name and locality, or call 91-9198017711 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000B894 and your account number.
Verifying IFSC IDIB000B894 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B894 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9198017711.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Burogaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B894, however, work 24x7.
Branch address & contact
Indian BankBurogaon Branch
VILL/ PO BUROGAON DISTT LALITPUR BUROGAON LALITPUR PIN 284123
Burogaon, Uttar Pradesh
Phone: 91-9198017711
IFSC: IDIB000B894
Frequently asked questions
What is the phone number of Indian Bank Burogaon branch?
You can reach the branch at 91-9198017711 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Burogaon branch but serve different purposes.
Can I use IFSC IDIB000B894 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B894 to send funds instantly.
Does Indian Bank Burogaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9198017711 to confirm.
How quickly will an NEFT transfer using IDIB000B894 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Burogaon reflect within 30 minutes.
Where is Indian Bank Burogaon branch located?
Indian Bank's Burogaon branch is located at VILL/ PO BUROGAON DISTT LALITPUR BUROGAON LALITPUR PIN 284123, Burogaon, Uttar Pradesh.
Final notes
To recap: IDIB000B894 is the IFSC code of Indian Bank, BUROGAON branch, in BUROGAON, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
