If you are searching for the IFSC code of Indian Bank, BORAL branch in BORAL, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000B858. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BORAL branch, and detailed step-by-step guides for using the IFSC IDIB000B858 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – BORAL is IDIB000B858. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00B858 map to this branch in BORAL, WEST BENGAL.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Boral branch in Boral. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B858.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Boral |
| IFSC Code | IDIB000B858 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154 |
| City | Boral |
| District | South 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7782911510 |
Boral branch overview
Located at 217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154, the Boral branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B858 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BORAL of Indian Bank — its own 11-character IFSC. The code IDIB000B858 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B858 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Boral branch is mapped to IFSC IDIB000B858 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B858.
Products and services
Customers walking into the Boral branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B858
How to transfer money using IFSC IDIB000B858
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B858 across all three.
NEFT to Indian Bank, BORAL using IFSC IDIB000B858
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000B858, and confirm that the system picks up Indian Bank – BORAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000B858
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – BORAL, ensure your bank's portal accepts IFSC IDIB000B858 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank BORAL (IFSC IDIB000B858)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B858 in your mobile or internet banking app, and the money is credited to the BORAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B858 for Indian Bank – BORAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B858 | Yes – IDIB000B858 | Yes – IDIB000B858 |
For most retail customers crediting the Boral branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B858
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BORAL is still mapped to IFSC IDIB000B858. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B858 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Boral branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000B858 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Boral branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B858 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000B858
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – BORAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000B858. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Boral branch
The branch is located at 217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154, which puts it inside Boral, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Boral branch” — the verified location pin for IFSC IDIB000B858 should appear at the top of the results.
- Confirm the branch is open by calling 91-7782911510 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B858 and your account number.
Verifying IFSC IDIB000B858 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B858 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7782911510.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Boral branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B858, however, work 24x7.
Branch address & contact
Indian BankBoral Branch
217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154
Boral, West Bengal
Phone: 91-7782911510
IFSC: IDIB000B858
Frequently asked questions
Where is Indian Bank Boral branch located?
Indian Bank's Boral branch is located at 217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154, Boral, West Bengal.
Is IFSC IDIB000B858 the same for all accounts at Boral branch?
Yes. The IFSC IDIB000B858 is shared by every account held at Indian Bank's Boral branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Boral branch?
You can reach the branch at 91-7782911510 during regular banking hours.
Can I use IFSC IDIB000B858 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000B858 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Boral branch but serve different purposes.
Is IFSC IDIB000B858 valid for NEFT and RTGS?
Yes. IFSC IDIB000B858 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Boral branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7782911510 to confirm.
What is the IFSC code of Indian Bank Boral branch?
The IFSC code of Indian Bank, Boral branch is IDIB000B858. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000B858 belongs to Indian Bank's BORAL branch, located at 217 RAKSHIT MORE PO BORAL MAIN ROAD BORAL PS SONARPUR BORAL BORAL PIN 700154 in BORAL, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
